Whatcom Educational Credit Union

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Whatcom Educational Credit Union logo
Routing Number
Main Phone Number
(360) 676-1168
Main Office Address
600 E Holly St
Bellingham, WA 98225
Main Office Hours
Friday Hours: 9:00 AM - 6:00 PM

Whatcom Educational Credit Union was chartered on 06/01/1936. Headquartered in Bellingham, WA, it has assets in the amount of $1,080,870,815. Its 74,126 members are served from 11 branch locations. Deposits in Whatcom Educational Credit Union are insured by the NCUA.

Educational and medical employees, alumni of Western Washington University living in Whatcom County, relatives of all members. Natural persons who live, work, worship or go to school in the community described as "school districts in the state of Washington".
Edit Info
Charter Number
Chartered On
June 1, 1936
Number of Members
Jennifer Kutcher
Credit Union Type
Federally Insured State-Chartered Credit Union
Field of Membership
Non-Federal Credit Union
Low-Income Designation
Member of FHLB
NCUA Insured Credit Union
Access to Electronic Services
  • Home Banking via Internet Website
  • Automatic Teller Machine (ATM)
  • Mobile Banking
  • Audio Response/Phone Based
  • Kiosk
Electronic Services
  • Account Aggregation
  • Account Balance Inquiry
  • e-Statements
  • Share Account Transfers
  • Download Account History
  • View Account History
  • Member Application
  • Bill Payment
  • Share Draft Orders
  • New Loan
  • Loan Payments
  • New Share Account
  • External Account Transfers
  • Remote Deposit Capture
  • Mobile Payments
Credit Union Programs
  • Mortgage Processing
  • Approved Mortgage Seller
  • Investments not authorized by the FCU Act
Services & Products - Transactional
  • ATM/Debit Card Program
  • Money orders
  • No surcharge ATMs
  • Check Cashing
Services & Products - Depository
  • No Cost Share Drafts
  • Business Share Accounts
  • Health Savings Accounts
  • Individual Development Accounts
Services & Products - Other
  • No Cost Bill Payer
  • Student Scholarship
Services & Products - Financial Education
  • Financial Counseling
  • Financial Education
  • Financial Literacy Workshops
  • First Time Homebuyer Program
Services & Products - Credit
  • Micro Consumer Loans
  • Overdraft Protection/ Courtesy Pay
  • Risk Based Loans
  • Business Loans
  • Indirect Consumer Loans
  • Real Estate Loans
  • Share Secured Credit Cards
  • Micro Business Loans
  • Debt Cancellation/Suspension
  • Credit Builder
  • Interest Only or Pymt Option
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Branches in: Washington


Holly (Main Office)
Main Office Location
600 E Holly St, Bellingham, WA 98225
Friday Hours: 9:00 AM - 6:00 PM
Birchwood Branch
1600 Birchwood Ave, Bellingham, WA 98225-1310
Friday Hours: 9:00 AM - 6:00 PM
Fountain Branch
2625 Meridian St, Bellingham, WA 98225-2408
Friday Hours: 9:00 AM - 5:30 PM
Sunset Branch
3061 Orleans St, Bellingham, WA 98226-3541
Friday Hours: 9:00 AM - 7:00 PM
Bellis Fair Mall
1 Bellis Fair Pkwy, Bellingham, WA 98226-5590
Friday Hours: 11:00 AM - 7:00 PM
Fairhaven Branch
1225 Harris Ave, Bellingham, WA 98225-7155
Friday Hours: 9:00 AM - 6:00 PM
Sudden Valley Branch
1945 Lake Whatcom Blvd, Bellingham, WA 98229
Friday Hours: 11:30 AM - 7:00 PM
Blaine Branch
1773 H St, Blaine, WA 98230
Friday Hours: 9:00 AM - 6:00 PM
Everson Branch
106 W Main St, Everson, WA 98247
Friday Hours: 11:00 AM - 7:00 PM
Ferndale Branch
5659 Barrett Rd, Ferndale, WA 98248
Friday Hours: 9:00 AM - 7:00 PM
Lynden Front Street Branch
2045 Front St, Lynden, WA 98264
Friday Hours: 9:00 AM - 6:00 PM