West Michigan Credit Union

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West Michigan Credit Union logo
Main Phone Number
(616) 451-4567
Main Office Address
1319 Front Ave NW
Grand Rapids, MI 49504
Main Office Hours
Tuesday Hours: 8:30 AM - 5:00 PM

West Michigan Credit Union was chartered on 01/01/1956. Headquartered in Grand Rapids, MI, it has assets in the amount of $137,865,563. Its 15,182 members are served from 5 branch locations. Deposits in West Michigan Credit Union are insured by the NCUA.

West Michigan Credit Union has played an important part in managing our members finances since 1956. We pride ourselves on not only being a full-service institution, offering superior products and services through highly trained front line professionals, self service opportunities, and competitive rates, but we also hold ourselves to a high standard to build relationships with our members and guide them the best we can with their personal financial goals.

We hope you take full advantage of all our products and services to satisfy all your financial needs. To learn more about WMICU's products and services, low loan rates, Loyalty Links Rewards Program, current contests and community involvement please visit our website at www.wmicu.org, call 1.800.442.4576 or click on of the links provided for Facebook, Twitter, and LinkedIn.

You are eligible for West Michigan Credit Union membership if one or more of the following criteria fits you:

1. Persons, who live, work or have their place of religious worship in Kent, Lake, Manistee, Mecosta, Missaukee, Montcalm, Newaygo, Osceola, or Wexford Counties, Michigan.

2. Employees or pensioners of the State of Michigan who work or live in the counties of Benzie, Leelanau, Mason, Muskegon, Oceana, and Ottawa, Michigan.

3. Employees and pensioners of Miller Industries, Inc., Reed City, Michigan.

4. Employees of West Michigan Credit Union.

5. Members and immediate families of the foregoing.

6. A spouse of a deceased member if elected to membership prior to remarriage.

To comply with U.S. Patriot Act regulations, you will need to provide a non-expired, government issued photo ID (such as valid Driver's License, State ID, or passport). If you would like to open a Joint Account, we will also need the verification of identification for each co-applicant.
Edit Info
Charter Number
Chartered On
Jan. 1, 1956
Number of Members
William J Keim
Credit Union Type
Federally Insured State-Chartered Credit Union
Field of Membership
Non-Federal Credit Union
Low-Income Designation
Member of FHLB
NCUA Insured Credit Union
Access to Electronic Services
  • Home Banking via Internet Website
  • Automatic Teller Machine (ATM)
  • Mobile Banking
  • Audio Response/Phone Based
Electronic Services
  • Account Aggregation
  • Account Balance Inquiry
  • e-Statements
  • Share Account Transfers
  • Download Account History
  • View Account History
  • Bill Payment
  • Share Draft Orders
  • New Loan
  • Loan Payments
  • New Share Account
  • Remote Deposit Capture
  • Mobile Payments
Credit Union Programs
  • Mortgage Processing
  • Approved Mortgage Seller
  • Brokered Certificates of Deposit
  • Investments not authorized by the FCU Act
Services & Products - Transactional
  • ATM/Debit Card Program
  • Money orders
  • No surcharge ATMs
  • Check Cashing
Services & Products - Depository
  • No Cost Share Drafts
  • Share Certificates with low minimum balance requirement
Services & Products - Other
  • No Cost Bill Payer
  • Student Scholarship
Services & Products - Financial Education
Services & Products - Credit
  • Overdraft Protection/ Courtesy Pay
  • Risk Based Loans
  • Business Loans
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Real Estate Loans

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Branches in: Michigan


Big Rapids
Big Rapids Lobby
825 Division St, Big Rapids, MI 49307-2229
Tuesday Hours: 8:30 AM - 5:00 PM
Big Rapids - Drive Thru
802 Division St, Big Rapids, MI 49307-2230
Tuesday Hours: 8:30 AM - 5:00 PM
215 Bell Ave, Cadillac, MI 49601-1103
Tuesday Hours: 8:30 AM - 5:00 PM
Grand Rapids
Grand Rapids
Main Office Location
1319 Front Ave NW, Grand Rapids, MI 49504
Tuesday Hours: 8:30 AM - 5:00 PM
Reed City
Reed City
758 S Chestnut St, Reed City, MI 49677-1395
Tuesday Hours: 8:30 AM - 5:00 PM