Vital Federal Credit Union

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GENERAL INFORMATIONEdit Info
Vital Federal Credit Union logo
Main Phone Number
(864) 948-8200
Main Office Address
1000 Asheville Hwy
Spartanburg, SC 29303
Main Office Hours
Tuesday Hours: 8:00 AM - 5:00 PM

Vital Federal Credit Union was chartered on 01/23/1995. Headquartered in Spartanburg, SC, it has assets in the amount of $39,930,657. Its 7,011 members are served from 1 branch location. Deposits in Vital Federal Credit Union are insured by the NCUA.

MEMBERSHIP ELIGIBILITYEdit Info
Community
ABOUT THIS CREDIT UNION
Edit Info
Charter Number
24536
Chartered On
Jan. 23, 1995
Number of Members
7,011
Assets
$39,930,657
CEO
Patricia West
Credit Union Type
Federal Credit Union
Field of Membership
Community credit unions
Low-Income Designation
Yes
Member of FHLB
No
NCUA Insured Credit Union
SERVICES & PRODUCTSEdit Info
Access to Electronic Services
  • Home Banking via Internet Website
  • Automatic Teller Machine (ATM)
  • Mobile Banking
  • Audio Response/Phone Based
Electronic Services
  • Account Balance Inquiry
  • e-Statements
  • Share Account Transfers
  • View Account History
  • Member Application
  • Bill Payment
  • Share Draft Orders
  • New Loan
  • Loan Payments
  • New Share Account
  • Remote Deposit Capture
  • Internet Access Services
  • Electronic Signature Auth./Cert.
Credit Union Programs
Services & Products - Transactional
  • ATM/Debit Card Program
  • No surcharge ATMs
  • Check Cashing
  • Prepaid Debit Cards
Services & Products - Depository
  • No Cost Share Drafts
  • Business Share Accounts
  • Share Certificates with low minimum balance requirement
  • Individual Development Accounts
Services & Products - Other
  • No Cost Bill Payer
Services & Products - Financial Education
  • Financial Counseling
Services & Products - Credit
  • Overdraft Protection/ Courtesy Pay
  • Risk Based Loans
  • Business Loans
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Real Estate Loans
  • Participation Loans
BRANCH LOCATIONS (1)Edit Info
Branches in: South Carolina

South Carolina

Spartanburg
Main Office
Main Office Location
1000 Asheville Hwy, Spartanburg, SC 29303
Tuesday Hours: 8:00 AM - 5:00 PM