Valley State Employees Credit Union

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Main Phone Number
(989) 793-5943
Main Office Address
2686 McLeod Dr N
Saginaw, MI 48604-2815
Main Office Hours
Sunday Hours: Closed

Valley State Employees Credit Union was chartered on 01/01/1955. Headquartered in Saginaw, MI, it has assets in the amount of $23,457,812. Its 2,770 members are served from 1 branch location. Deposits in Valley State Employees Credit Union are insured by the NCUA.

A.Employees, members and retirees of groups, as follows:
1.Government of the state of Michigan who live or work in the counties of Arenac, Bay, Genesee, Huron, Midland, Saginaw, Sanilac, and Tuscola, Michigan
2.Organizations which contract with agencies of the state of Michigan to provide janitorial services to those offices which are located in the counties listed in part A.1. of this section
3.Saginaw Valley State College, including students and alumni.

B.Employees or members of employer groups or other organized groups which are located within 25 miles of the credit union's main office or a branch office, which office locations are authorized as:
1.2686 McLeod Drive North, Saginaw, Michigan
2.2000 Walk Road, Caro, Michigan.

Each group must provide a written request for service to the credit union. The Commissioner may permanently or temporarily revoke the power to add groups under this provision at the Commissioner's discretion.

C.Any person over the age of 55 who receives a retirement annuity, pension, social security, or similar retirement payment from private or government sources, and lives in, or belongs to a retirement organization located in the county, or in a county contiguous to the county where the credit union's main office is located.

D.Employees of this credit union.

E.Members of the immediate families of the foregoing.

F.Organizations, incorporated or otherwise, composed for the most part of the same general group making up the membership outlined above.

G.A spouse of a deceased member if elected to membership prior to remarriage.
Edit Info
Charter Number
Chartered On
Jan. 1, 1955
Number of Members
Stanley D Hayes
Credit Union Type
Federally Insured State-Chartered Credit Union
Field of Membership
Non-Federal Credit Union
Low-Income Designation
Member of FHLB
NCUA Insured Credit Union
Access to Electronic Services
  • Home Banking via Internet Website
  • Automatic Teller Machine (ATM)
  • Audio Response/Phone Based
Electronic Services
  • Account Balance Inquiry
  • Share Account Transfers
  • Download Account History
  • View Account History
  • Bill Payment
  • Share Draft Orders
  • Loan Payments
Credit Union Programs
Services & Products - Transactional
  • ATM/Debit Card Program
  • Money orders
  • No surcharge ATMs
Services & Products - Depository
  • No Cost Share Drafts
  • Share Certificates with low minimum balance requirement
Services & Products - Other
  • Insurance/Investment Sales
  • No Cost Bill Payer
Services & Products - Financial Education
Services & Products - Credit
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Real Estate Loans
  • Share Secured Credit Cards
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Branches in: Michigan


Main Office Location
2686 McLeod Dr N, Saginaw, MI 48604-2815
Sunday Hours: Closed