UP State Credit Union

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Main Phone Number
(906) 786-1146
Main Office Address
2501 1st Ave N
Escanaba, MI 49829-1489
Main Office Hours
Tuesday Hours: 8:00 AM - 5:00 PM

UP State Credit Union was chartered on 01/01/1955. Headquartered in Escanaba, MI, it has assets in the amount of $50,254,569. Its 6,485 members are served from 3 branch locations. Deposits in UP State Credit Union are insured by the NCUA.

1. Anyone who Lives, Works, or Worships in the Upper Peninsula
of the State of Michigan.
2. Employees of the U.P. State Credit Union
3. Members of the immediate families of the foregoing

1. 2501 First Avenue, North, Escanaba, Michigan
2. W 366 West US-2, Saint Ignace, Michigan.
3. 507 W Highway M-134, Cedarville, Michigan

Edit Info
Charter Number
Chartered On
Jan. 1, 1955
Number of Members
Raymond J Theoret
Credit Union Type
Federally Insured State-Chartered Credit Union
Field of Membership
Non-Federal Credit Union
Low-Income Designation
Member of FHLB
NCUA Insured Credit Union
Access to Electronic Services
  • Home Banking via Internet Website
  • Automatic Teller Machine (ATM)
  • Mobile Banking
  • Audio Response/Phone Based
Electronic Services
  • Account Balance Inquiry
  • e-Statements
  • Share Account Transfers
  • Download Account History
  • View Account History
  • Member Application
  • Bill Payment
  • Share Draft Orders
  • New Loan
  • Loan Payments
  • Internet Access Services
Credit Union Programs
  • Mortgage Processing
  • Approved Mortgage Seller
  • Brokered Certificates of Deposit
Services & Products - Transactional
  • ATM/Debit Card Program
  • Money orders
  • No surcharge ATMs
  • Check Cashing
Services & Products - Depository
  • No Cost Share Drafts
  • Business Share Accounts
  • Share Certificates with low minimum balance requirement
Services & Products - Other
  • No Cost Bill Payer
  • Bilingual Services
Services & Products - Financial Education
  • First Time Homebuyer Program
Services & Products - Credit
  • Overdraft Protection/ Courtesy Pay
  • Risk Based Loans
  • Business Loans
  • Indirect Consumer Loans
  • Real Estate Loans
  • Share Secured Credit Cards
  • Refund Anticipation Loans
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Branches in: Michigan


Cedarville branch
507 W M 134, Cedarville, MI 49719
Tuesday Hours: 9:00 AM - 5:00 PM
Escanaba Office
Main Office Location
2501 1st Ave N, Escanaba, MI 49829-1489
Tuesday Hours: 8:00 AM - 5:00 PM
Saint Ignace
St. Ignace branch
W366 US Highway 2 W, Saint Ignace, MI 49781-9614
Tuesday Hours: 8:00 AM - 5:00 PM