United Federal Credit Union

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GENERAL INFORMATIONEdit Info
Main Phone Number
(269) 982-1400
Main Office Address
2807 S State St
Saint Joseph, MI 49085-2454
Main Office Hours
Monday Hours: 9:00 AM - 5:00 PM

United Federal Credit Union was chartered on 08/23/1949. Headquartered in Saint Joseph, MI, it has assets in the amount of $1,834,761,168. Its 132,762 members are served from 24 branch locations. Deposits in United Federal Credit Union are insured by the NCUA.

MEMBERSHIP ELIGIBILITYEdit Info
The field of membership shall be limited to those having the following common bond:

1.Employees of Whirlpool Corporation who work in St. Joseph or Benton Harbor, Michigan, Fort Smith, Arkansas, Danville, Kentucky, Marion, Ohio, or LaVergne, Tennessee;
2.Employees of the Corporate Office of the Whirlpool Corporation who work in or are paid from St. Joseph or Benton Harbor, Michigan;
3.Employees of Transamerica Distribution and Consumer Finance Corporation, (formerly the Whirlpool Financial Corporation and Whirlpool Leasing Corporation, subsidiaries of the Whirlpool Corporation), who work in or are paid from Benton Harbor, Michigan; (10/24/97)
4.Employees of concessionaires providing cafeteria and laundry services to the aforementioned employees who work at the above named facilities;
5.Employees of KitchenAid, Inc., a subsidiary of Whirlpool Corporation, who work in Dayton or Greenville, Ohio, Columbia, South Carolina, Oxford, Mississippi, or Seymour, Indiana;
6.Employees of Burns International Security, who work at the Whirlpool Corporation facility in Fort Smith, Arkansas;
7.Employees of Signal Delivery Service, Inc., (formerly owned by the Whirlpool Corporation, Trucking Division), who work in St. Joseph or Benton Harbor, Michigan;
8.Employees of Whirlpool Kitchens, Inc., who are paid from Denver, Colorado; Mesa, Arizona; or St. Charles, Illinois;
9.Employees of Matsushita Floor Care Company, (formerly owned by the Whirlpool Corporation, Danville, Kentucky Division), who work in or are paid from Danville, Kentucky;
10.Employees of Plastronic Packaging Corporation who work in or are paid from Stevensville, Michigan;
11.Employees of the following groups who work in or are paid from St. Joseph, Michigan:

(1)Ludlow Travel Service, Inc.,
(2)Family Vision Associates,
(3)Leco Corporation,
(4)Coldwell Banker Anchor Real Estate,
(5)Creative Advertising, Inc.,
(6)Phillips Engineering Company,
(7)IPC Communication Services, (11/27/00)
(8)Heart Partner's PC; (01/02/03) or
(9)Choice Financial Group; (01/10/03)

12.Employees of the Elgin School District who work in or are paid from Marion County, Ohio;
13.Employees of the following groups who work in or are paid from Fort Smith, Arkansas:

(1)Willamette Industries, Inc.,
(2) United States Forgecraft Corporation,
(3)Hi-Way Express, Inc.,
(4)Transkrit Corporation,
(5)Arkansas Valley Janitorial Service,
(6)Indiana Tube Corporation,
(7)Cyanede Plastics, Inc., (5/18/93)
(8)Beverly Enterprises, Inc., (11/08/93)
(9)Braden Manufacturing; (02/17/94)
(10) Meek Manufacturing Company, (10/26/99) or
(11)Baldor Electric Company; (05/31/01)

14.Employees of Moll Tool & Plastics Corporation who work in or are paid from Fort Smith, Arkansas, or LaVergne, Tennessee;
15.Members and employees of Benton Harbor Church of Christ in Benton Harbor, Michigan;
16.Employees of the following groups who work in St. Joseph, Michigan:

(1)Southwestern Michigan Board of Realtors, Inc.,
(2)Partner's Hair Studio,
(3)Advanced Alarms, Inc.,
(4)Ad Response Express, Inc.,
(5)Wightman and Associates, Inc.,
(6)Wightman Environmental, Inc.,
(7)Kinney, Cook & Lindenfeld, Attorneys at Law, (5/18/93)
(8) Burhans Law Offices, (07/11/94)
(9) The Link Crisis Center, Inc., (01/29/99)
(10) The Herald-Palladium, (05/17/99)
(11) Southshore Marketing Services L.L.C., (07/01/99)
(12) Marketing Partners, Inc., (07/01/99)
(13) Y.M.C.A., (08/23/99) or
(14) Custometal Products, Inc.; (12/10/99)

17Members of the Southwestern Michigan Board of REALTORS, Inc., who work in Berrien County, Cass County and the western 1/2 of Van Buren County, Michigan and who qualify for membership in accordance with its constitution and bylaws as of May 12, 1988;
18.Employees of the following groups who work in or are paid from Danville, Kentucky:

(1)Mathews Conveyor Division,
(2)Hill Tool and Die Company,
(3)Bluegrass Credit Bureau Services, Inc.,
(4)Danville Kentucky Distribution Center of American Greetings Corporation,
(5)Hair Masters, Inc.,
(6)ATR Wire & Cable Co., Inc.,
(7)Centre College,
(8)Dana Corporation, Victor Products Division,
(9)Deerfield Plastics Co., Inc.,
(10)Stevens Dispos?All Service,
(11)Matsushita Floor Care Company,
(12)Jackson Furniture of Danville, Inc.,
(13)AdMart International, or
(14)Coldwell Banker VIP Realty, Inc.; (02/17/94)

19.Employees of the following groups who work in or are paid from Marion, Ohio:

(1)Cooper's Auto Supply, or
(2)Wyandot, Inc.; (11/07/02)

20.Employees of the following groups who work in or are paid from LaVergne, Tennessee:

(1)Arden Fasteners Company,
(2)Allvan Corporation,
(3)ARA Services of Nashville,
(4)City of LaVergne,
(5)Moore & Associates, or
(6)Coats/Hennessy Company; (06/07/94)

21.Employees of North Shore Memory Gardens who work in Hagar Shores, Michigan;
22.Employees of the following groups who work in or are paid from Harrodsburg, Kentucky:

(1)Trim Masters, Inc., or
(2)Bay West Paper Corporation;

23.Employees of the following groups who work in or are paid from Benton Harbor, Michigan:

(1)Computer People Inc.,
(2)Thelamco, Inc., (12/05/02)
(3)M and W Tire, Incorporated; (05/15/03)

24.Employees of Signature Toyota, Inc., who work in or are paid from Benton Harbor, Michigan, or Paw Paw, Michigan;


25.Employees of the following groups who work in Benton Harbor, Michigan:

(1)Old Europe Cheese, Inc.,
(2)Dunlop Automotive Composites, Inc.,
(3)Animals, Inc.,
(4)Atlantic Automotive Components, (11/29/94)
(5)Zwartec Displays & Exhibits, Inc., (06/28/96)
(6)United Way of Southwest Michigan, (08/15/96)
(7)Classic Ford Lincoln Mercury; (08/23/99) or
(8)CB Richard Ellis Corporate Facilities Management, Inc.; (12/10/99) or
(9)The Radio Stations of Southwest Michigan; (11/16/00)

26.Employees of the following groups who work in LaVergne, Tennessee:

(1)Guinn's Trailer Sales, Inc.,
(2)MagneTek, Inc.,
(3)United States Cold Storage, Inc.,
(4)Rohm Corporation, (06/27/94)
(5)Arrow Industries, Inc., (08/19/94)
(6)Neotek Corporation, (03/22/95)
(7)IRC Parts and Supplies, Inc., (07/24/95) or
(8)Contour Medical Technology, Inc.; (02/21/96)

27.Employees of Preferred Maintenance Services, Inc., who work in Rudy, Arkansas;
28.Employees of Metal Working Supply Company who work in or are paid from Brentwood, Tennessee;
29.Employees of the following groups who work in Danville, Kentucky:

(1)Kentucky Pizza Hut,
(2)Ephraim McDowell Regional Medical Center,
(3)The City of Danville,
(4)Danville Automotive Machine Shop,
(5)SDS Service, Inc.,
(6)Clark Material Handling Company (09/02/93),
(7)Central Kentucky Association of Realtors, (07/06/95)
(8)Sammi Sound Technology Corporation U.S.A., (11/20/95) or
(9)Timberland Company; (04/24/96)

30.Employees of HKM?Eastern Division who work in Stanford, Kentucky;
31.Employees of Tridon Industries or Digby Erin Truckways, Ltd, dba Digby Truck Line, Inc., who work in Nashville, Tennessee;
32.Employees of J.G. Clark Company who work in or are paid from Edison, Ohio;
33.Employees of VicWest Steel who work in, are paid from, or are supervised from Danville, Kentucky;
34.Employees of the following groups who work in Poteau, Oklahoma:

(1)Wortz Crackers and Cookies, or
(2)AES Shady Point, Inc.;

35.Employees of Delmar Distributing who work in Waldo, Ohio;
36.Employees of Building Constructors, Inc., and Southlake Construction, who work in or are paid from Benton Harbor, Michigan;

37.Employees of the following groups who work in Marion, Ohio

(1)Audsam Printing, Inc., (07/01/93)
(2)Employees of the General Machine & Saw Company, (11/08/94)
(3)Murphy Industries, Inc., (04/19/95)
(4)North Coast Fertilizer II, Inc., d/b/a Morral Chemical Company and Ag-Chem, Inc., (07/06/95)
(5)Central Soya Co., Inc., (01/21/97) or
(6)Silver Line Windows; (04/09/02)

38.Employees of Iberia Fabricators, Inc., who work in and are paid from Iberia, Ohio; (04/04/94)
39.Employees of Continental Hose who work in and are paid from Upper Sandusky, Ohio; (06/10/94)
40.Employees of the following groups who work in Fort Smith, Arkansas:

(1)Systematics Healthcare, Inc., (08/19/94)
(2)Planters Company, (08/07/96)
(3)Hiram Walker & Sons, Inc.; (08/15/96)
(4)Felix Thompson Corporation; (3/1/99)
(5)C & G, Inc., d.b.a. Calico County Restaurant, (3/1/99)
(6)Shamrock Bolt and Screw Co., Inc., (10/07/99)
(7)J. Pauley Toyota; (02/02/00)
(8)Hawkins Company, Inc., (02/14/00) or
(9)Bill White Auto Mall; (04/05/00)

41.Employees of Springfield Products, Inc., who work in Springfield, Kentucky; (09/28/94)
42.Employees, staff, and volunteers of Lakeland Regional Health System who work in, are paid from, or are supervised from St. Joseph, Michigan; (03/22/95) (Revised 06/18/02)
43.Employees of Melling Automotive Products who work in Antioch, Tennessee; (03/22/95)
44.Employees of the City of Sallisaw, who work in Sallisaw, Oklahoma; (11/20/95)
45.Employees of Arkansas Poly, Inc. who work in Van Buren, Arkansas; (01/29/99)
46.Employees of the Grace Christian School who work in Watervliet, Michigan; (01/29/99)
47.Members of Teamsters Union Local 373 in Fort Smith, Arkansas, in accordance with the union's bylaws as of April 22, 1999; (04/22/99)
48.Employees of the following groups acquired in the merger of Lakeland Credit Union as of the merger's effective date of April 1, 1999: (04/01/99)

(1)ADCO Die Cast Corp., in Bridgman, Michigan, (04/01/99)
(2)Advance Products Corp., in Benton Harbor, Michigan, (04/01/99)
(3)All Phase Electric, in Benton Harbor, Michigan, (04/01/99)
(4)Ancast Corp., in Sodus, Michigan, (04/01/99)
(5)Anderson Bldg. Mat., in St. Joseph, Michigan, (04/01/99)
(6)Arlington Metals (AUSCO), in Sawyer, Michigan, (04/01/99)
(7)B&L; Information, in Bridgman, Michigan, (04/01/99)
(8)Barentsen Candy Co., in Benton Harbor, Michigan, (04/01/99)
(9)Beacon Services, in St. Joseph, Michigan, (04/01/99)
(10)Beaudonin Electric, in Sodus, Michigan, (04/01/99)
(11)Benton Harbor Schools, in Benton Harbor, Michigan, (04/01/99)
(12)Berrien Cty Courthouse, in St. Joseph, Michigan, (04/01/99)
(13)Berrien Cty. Rd. Comm., Benton Harbor, Michigan, (04/01/99)
(14)BIBCO, Benton Harbor, Michigan, (04/01/99)
(15)Blue Star, in Benton Harbor, Michigan, (04/01/99)
(16)Boulevard Hotel, in St. Joseph, Michigan, (04/01/99)
(17)Brammall Supply, in Benton Harbor, Michigan, (04/01/99)
(18)Burnette Foods, in Hartford, Michigan, (04/01/99)
(19)Castmatic, in Stevensville, Michigan, (04/01/99)
(20) Certified Metal Finishing, in Benton Harbor, Michigan, (04/01/99)
(21)City of Benton Harbor, in Benton Harbor, Michigan, (04/01/99)
(22)Collins & Aikman, in St. Joseph, Michigan, (04/01/99)
(23)Colonial Die, in Baroda, Michigan, (04/01/99)
(24)Crystal Springs Florist, in Benton Harbor, Michigan, (04/01/99)
(25)De Groots, Inc., in Coloma, Michigan, (04/01/99)
(26)Dial a Ride, in Benton Harbor, Michigan, (04/01/99)
(27)E. C. Smith, in St. Joseph, Michigan, (04/01/99)
(28)Faulkner Fabrications, in Berrien Springs, Michigan, (04/01/99)
(29)Flamm Pickle & Packing, in Eau Claire, Michigan, (04/01/99)
(30)Garey Roofing Co., in Benton Harbor, Michigan, (04/01/99)
(31)Gast Cabinet Co., in Baroda, Michigan, (04/01/99)
(32)GATX, in Coloma, Michigan, (04/01/99)
(33)Hanson Cold Storage, in Benton Harbor, Michigan, (04/01/99)
(34)Hanson Mold, in St. Joseph, Michigan, (04/01/99)
(35)Hardings Market - Bridgman, in Bridgman, Michigan, (04/01/99)
(36)Hardings Market - St. Joseph, in St. Joseph, Michigan, (04/01/99)
(37)Health Care at Home, in Berrien Springs, Michigan, (04/01/99)
(38)Heath Company, Benton Harbor, Michigan, (04/01/99)
(39)Hermel Die Casting Corp., in Eau Claire, Michigan, (04/01/99)
(40)Hilltop Foods, in St. Joseph, Michigan, (04/01/99)
(41)IE Hampton, in St. Joseph, Michigan, (04/01/99)
(42)Industrial Rubber, in St. Joseph, Michigan, (04/01/99)
(43)Innocorp, in Eau Claire, Michigan, (04/01/99)
(44)K-O Products, in Benton Harbor, Michigan, (04/01/99)
(45)Kawneer, in Eau Claire, Michigan, (04/01/99)
(46)Kelm Mfg., in Benton Harbor, Michigan, (04/01/99)
(47)Khon Kasting, in Stevensville, Michigan, (04/01/99)
(48)Kiwoto, Inc., in Benton Harbor, Michigan, (04/01/99)
(49)Lake Michigan College, in Benton Harbor, Michigan, (04/01/99)
(50)Lakeland Regional Health System, in St. Joseph, Michigan, (04/01/99)
(51)Lakeside Mfg. Company, in Stevensville, Michigan, (04/01/99)
(52)Leco Corporation, in St. Joseph, Michigan, (04/01/99)
(53)M & M Die Cast, in Bridgman, Michigan, (04/01/99)
(54)MAC Engineering, in Benton Harbor, Michigan, (04/01/99)
(55)Max Casting Co., Inc., in Benton Harbor, Michigan, (04/01/99)
(56)MEDIC 1, in Benton Harbor, Michigan, (04/01/99)
(57)Metal Processors, in Stevensville, Michigan, (04/01/99)
(58)Amboy of Michigan (formerly Michigan Fruit Canners), in Benton Harbor, Michigan, (Revised 11/2/99)
(59)Agrilink Foods (formerly Michigan Fruit Canners), in Fennville, Michigan, (Revised 11/2/99)
(60)Midwest Timer, in Benton Harbor, Michigan, (04/01/99)
(61)Modern Plastics Corp., in Benton Harbor, Michigan, (04/01/99)
(62)National Zinc, in Benton Harbor, Michigan, (04/01/99)
(63)Nylen Products, in Bridgman, Michigan, (04/01/99)
(64)Orchard Grove Extended Care, in Benton Harbor, Michigan, (04/01/99)
(65)PEMCO, in Bridgman, Michigan, (04/01/99)
(66)Pizza Hut, in St. Joseph, Michigan, (04/01/99)
(67)PR&D; Corp., in Benton Harbor, Michigan, (04/01/99)
(68)Precision Mold, in Benton Harbor, Michigan, (04/01/99)
(69)Premier Die Cast, in Berrien Springs, Michigan, (04/01/99)
(70)Pri-Mar Petroleum, in St. Joseph, Michigan, (04/01/99)
(71)Regal Finishing, in Coloma, Michigan, (04/01/99)
(72)Region Four Area/Aging in St. Joseph, Michigan, (04/01/99)
(73)Schroeder Motors, in Benton Harbor, Michigan, (04/01/99)
(74)Scope Services, in St. Joseph, Michigan, (04/01/99)
(75)Shawnee, in Berrien Springs, Michigan, (04/01/99)
(76)Shepherd Hardware, in Three Oaks, Michigan, (04/01/99)
(77)Shepherd Products, in St. Joseph, Michigan, (04/01/99)
(78)Skidmore, in Benton Harbor, Michigan, (04/01/99)
(79)Soper Manufacturing, in Benton Harbor, Michigan, (04/01/99)
(80)Southtown Graphics, in Benton Harbor, Michigan, (04/01/99)
(81)St. Joseph - Lincoln Senior, in St. Joseph, Michigan, (04/01/99)
(82)Standard Tool & Die, in Stevensville, Michigan, (04/01/99)
(83)State Tool & Mfg. Co., in Benton Harbor, Michigan, (04/01/99)
(84)Stefani Truck Parts, in Hagar Shores, Michigan, (04/01/99)
(85)Sumitec, in Benton Harbor, Michigan, (04/01/99)
(86)Supreme Casting, in Stevensville, Michigan, (04/01/99)
(87)Tafcor, in Berrien Springs, Michigan, (04/01/99)
(88)Teledyn Peer, in Benton Harbor, Michigan, (04/01/99)
(89)Tri-M-Mold, in Stevensville, Michigan, (04/01/99)
(90)Triple C, in Baroda, Michigan, (04/01/99)
(91)Tru Die Cast Corp, in New Troy, Michigan, (04/01/99)
(92)United Die Cast Corp., in Benton Harbor, Michigan, (04/01/99)
(93)Vail Rubber Works, in St. Joseph, Michigan, (04/01/99)
(94)Wal Mart, in Benton Harbor, Michigan, (04/01/99)
(95)Weil McLain Co., Inc., in Benton Harbor, Michigan, (04/01/99)
(96)Weldun Bosch Group, in Bridgman, Michigan, (04/01/99)
(97)Weller Chevrolet, in Bridgman, Michigan, (04/01/99)
(98)Westbrook Home Center, in Benton Harbor, Michigan, (04/01/99) or
(99)Wollin Products, in Stevensville, Michigan; (04/01/99)

49.Employees of Midwest Glass & Mirror who work in Stevensville, Michigan; (10/07/99)
50.Members of the Fianna Property Owners Association, Incorporated, who qualify for membership in accordance with their charter and bylaws in effect on February 14, 2000; (02/14/00)
51.Employees of DBS, Inc., who work in Ft. Smith, Arkansas; (03/10/00)
52.Employees of the City of Van Buren who work in the City of Van Buren, Arkansas; (05/26/00)
53.Employees of Walston Motors, Inc., who work in Bucyrus, Ohio; (06/08/00)
54.Employees of Griffin Construction Company, who work in Fort Smith, Arkansas; (07/25/00)
55.Employees of WestShore Aviation Management, L.L.C., who work in Holland, Michigan; (11/24/00)
56.Employees of Crawford Country Ford who work in Van Buren, Arkansas, (12/07/00)
57.Members of Pine Hill Condominium Association in St. Joseph, Michigan, who qualify for membership in accordance with the association's bylaws in effect as of December 13, 2000, (12/13/00)
58.Employees of Ozark Nursing Home, Inc. who work in Ozark, AR.; (12/19/00)
59.Employees of the following groups who are paid from Holland, Michigan:

(1)West Michigan Uniform, Inc., (12/22/00)
(2)Marple & Associates P.L.C. Attorneys at Law,
(3)Animal Clinic, (07/10/01)
(4)Hospice of Holland, (08/01/01)
(5)Crowne Pointe Apartments, (08/29/01)
(6)Landmark Baptist Church, (09/17/01)
(7)The Shutter Dog Antiques, (10/01/01)
(8)The Mammen Group L.L.C., (10/23/01) or
(9)Lotus Corporation; (02/01/02)

60.Employees of MTH Electric Trains, Inc. who are supervised in St. Joseph, Michigan; (01/22/01)
61.Employees of Knoper, Mulder, Inghram and Fitch Accountants who work in Holland, Michigan; (02/02/01)
62.Employees of the following groups who work in or are paid from Zeeland, Michigan:

(1)Gallant, (02/02/01)
(2)Precise Plumbing & Excavating; (02/18/03)

63.Employees of the following groups who work in or are paid from Holland, Michigan:

(1)Central Wesleyan Church, (02/02/01)
(2)Holland Area Catholic Schools, (02/02/01)
(3)Trans-Matic, (09/16/02) or
(4)Haworth, Inc.; (09/19/02)

64.Members of Camelot Place Condominium of St. Joseph Association in St. Joseph, Michigan, who qualify for membership in accordance with the association's bylaws in effect as of February 26, 2001; (02/26/01)
65.Employees of The Car Lot, Inc. who are paid from Allendale, Michigan; (02/27/01)
66.Employees of the following groups who are paid from Fort Smith, Arkansas:

(1)WorkSource, Inc., (03/02/01) or
(2)One Source Financial; (09/18/01)

67.Employees of the following groups who are paid from Benton Harbor, Michigan:
(1)Point O Woods Golf and Country Club, (03/27/01)
(2)LeValley Oldsmobile-Cadillac-GMC, (05/22/01)
(3)Louie Dominion's Deals on Wheels, (05/22/01)
(4)[email protected], (09/20/01)
(5)Riverwood Center; (11/07/01) or
(6)Integrity Design Inc.; (02/22/02)

68.Employees of Center For Women In Transition who are paid from Holland, Michigan; (04/12/01)
69.Employees of Genterx Corporation who work in, are paid from or are headquartered in Zeeland, Michigan; (04/17/01)
70.Employees of Sallisaw Ford Inc. who are paid from Sallisaw, Oklahoma; (04/18/01)
71.Employees of Czerkies Enterprise, L. L. C. who are paid from Douglas, Michigan; (07/10/01)
72.Employees the following groups who are paid from Marion, Ohio:

(1)Smith Clinic, (06/28/01) or
(2)The Marion-Crawford Community Action Commission; (07/13/01)

73.Employees of Time and Talent Agency, Inc., who are paid from South Haven, Michigan; (07/17/01)
74.Employees of the following groups who are paid from St. Joseph, Michigan:

(1)Kim Grenke's Car Connection, (09/12/01)
(2)Eagle Technologies Group, (11/16/01)
(3)Hill Electrical Services, Inc., (02/22/02)
(4)Dr. Gary C. Lulenski, M.D., F.A.S.C, (04/03/02) or
(5)Pure-Fact Water; (04/08/02)

75Employees of Crawford Memorial Hospital who are paid from Van Buren, Arkansas; (12/06/01)
76.Members of the Central Wesleyan Church located in Holland, Michigan; (12/12/01)
77.Employees of Kalin Construction Company, Inc. who are paid from Sodus, Michigan; (12/17/01)
78.Regular members of Lake Vista Condominium Association in St. Joseph, Michigan, who qualify for membership in accordance with its constitution and bylaws in effect as of October 25, 1990; (01/15/02)
79.Persons who live, work, worship or attend school in, and businesses and other legal entities located in the underserved area consisting of the following 28 census tracts in Van Buren, Allegan, Berrien, and Cass Counties, Michigan: 1.00-6.00, 19.00-25.00, 101.00-104.00, 106.00-108.00, 113.00-115.00, and 309.00-310.00; starting in Allegan County, Michigan, at the intersection of Lake Michigan and Michigan Route 89, east on Michigan Route 89 to 59th Street, south to Lakeland Drive, southeast to 58th Street, south to 122nd Avenue, east to 57th Street, south to the Black River Drain, west and south along the Black River Drain to 118th Avenue, east to 58th Street, south to 116th Avenue, east to 60th Street, south to 113th Avenue, east to 56th Street, south to 112th Avenue, east to 55th Street, north to 113th Avenue, east to 54th Street, south to 112th Avenue, east to 37th Street, north to 113th Avenue, east to 34th Street, south to 104th Avenue, east to Michigan Route 40, south to the Allegan/Van Buren county line, west to 46th Street, south to Van Buren County Route 388, east to 45th Street, south to18th Avenue, east to 44th Street, south to 28th Avenue, west to 46th Street, south to Michigan Route 43, east to 44th Street, south to 34th Avenue, east to Van Buren County Route 665, south to 38th Avenue, west to 46th Street, south to 45th Street, south to Van Buren County Route 374, east to Van Buren County Route 671, south to 56th Avenue, west to 45th Street, south to Red Arrow Highway, west to Territorial Road, west to 46th Street, south to Stapleton Road, southeast to 44th Street, south to School Street, south to Saint Marys Street, southwest to Phelps Street, southeast to Michigan Route 51, southwest to 46th Street, south to Bond Road in Cass County, south to Dewey Lake Street, east to Decatur Road, south to Graham Street, west to Halverson Road, south to Fosdick Street, west to Griffis Road, south to Dutch Settlement Street, west to Michigan Route 62, southeast to Daily Road, south to Mathews Street, west to Wilbur Road, south to Peavine Street, west to Michigan Route 51, northeast to Michigan Route 62, west to the Cass/Berrien county line, north to the Van Buren/Berrien county line, north to Carmody Road, west to Bainbridge Center Road, north to Hennessey, north to Red Arrow Highway, west on Red Arrow Highway to East Center Street, west to North Paw Paw Street, north to Paw Paw Lake Road, northeast to the Van Buren/Berrien county line, west to Clymer Road, south to Little Paw Paw Lake Road, east to Becht Road, southeast to Defield Road, south to Wilson Road, west to Bundy Road, south to Colma Road, east to Boyer Road, south to Red Arrow Highway, southwest to Carter Road, south to Carmody Road, east to Boyer Road, south to North Branch Road, southwest to 1st Street, southwest to Territorial Road, east to South Park Road, south to Meadowbrook Road, west to Fairview, south to Watson Road, east to Park Road, south to Shanghai Road, west to Kirk Road, south to the Edwards Road Railroad, southeast to Park Road, south to Tabor Road, west to Evans Road, south to Tabor Road, east to Farmers Creek, southwest to the St. Joseph River, northwest to Lake Michigan, north to 20th Avenue, east to 76th Street, south to 24th Avenue, west to 69th Street, north to Van Buren County Highway 380, east to 68th Street, north to the intersection of the Colorado River Aqueduct and Three Hollow Creek, north on Three Hollow Creek to Phoenix Street, west to 70th Street, north to the Van Buren/Allegan county line, west to Blue Star Memorial Highway, south to 76th Street, north to Deerlick Creek, west to Lake Michigan, and north to Michigan Route 89. (Underserved Area 01/25/02);
80.Persons who live work, worship or attend school in, and businesses and other legal entities located in the underserved area consisting of the following 3 census tracts in Berrien County, Michigan: 205.00, 207.00, and 208.00; starting at the intersection of Michigan Highway 51 and Barton Road, west on Barton Road to the Berrien/Cass county line, south to the Conrail Amtrack Railroad, southwest to Howard Street, east to 9th Street, south to Broadway, east to 11th Street, south to Oak Street, east to 17th Street, south to U.S. Highway Business Route 12, northwest to South 15th Street, south to Fort Street, west to Bond Street, south to Brandywine Creek, west to the St. Joseph River, north to the Dowegiac River, north to Pucker Street, east to Michigan Highway 51, and north to Baron Road; (Underserved Area 01/25/02);
81.Persons who live work, worship or attend school in, and businesses and other legal entities located in the underserved area consisting of census tract 212.00 in Berrien County, Michigan; starting at the intersection of South 13th Street and Fulkerson Street, west on Fulkerson Street to the Berrien/Cass county line, south to the Michigan/Indiana state line, west to South 13th Street and north to Fulkerson Street; (Underserved Area 01/25/02);
82.Persons who live work, worship or attend school in, and businesses and other legal entities located in the underserved area consisting of census tract 115.00 in Berrien County, Michigan; starting at the intersection of Avery Road and West Kruger Road, west on West Kruger Road to Pardee Road, north to the Galien River, east to Hess Road, east to Galien Buchanan Road, east to Boyle Lake Road, south to Batten Road, east and south to Burrus Road, west to Wilson, south to Watson Road, southwest to Dayton Road, south to Olive Branch Road, west to the Geyer Ditch, south to the Michigan/Indiana state line, west to Jeffery Road, north to Olive Branch Road, west to Avery Road, and north to West Kruger Road. (Underserved Area 1/25/02);
83.Persons who live work, worship or attend school in, and businesses and other legal entities located in the underserved area consisting of the following 30 census tracts in Muskegon and Ottawa Counties, Michigan: 01.00-05.00, 06.01-06.02, 07.00-13.00, 14.01-14.02, 19.01-19.02, 20.00-21.00, 26.01-26.02, 31.00-33.00, 36.00, 40.00, 205.00-206.00, and 208.00; starting in Muskegon County, Michigan, at the intersection of Harris Road and the Muskegon/Oceana county line, east on the county line to the Newaygo/Muskegon county line, south and east to West 144th Street, east to North Swanson Road, south to Bailey Road, east to Moorland Road, south to the Cranberry Creek, west to Ensley Road, south to Heights Ravenna Road, west to South Broton Road, north to East Summit Avenue, west to South Wolf Lake Road, north to the Black Creek, west to East Broadway, west to Black Creek Road, northwest to East Sherman Boulevard, west to U.S. Highway 31, south to Interstate 96, southeast to East Hile Road, west to Harvey Street, south to the Muskegon/Ottawa county line, east to 144th Avenue, south to the Boom Road, northwest to 152nd Avenue, north to Kruger Street, east to Cleveland Street, west to East Savidge Street, west to North Fruitport Road, north to the Spring Lake, southwest to the Grand River, southeast to Channel Road, south to Robbins Road, west to Mercury Drive, northwest to Waverly Avenue, west to South Eastern Street, north to Grant Avenue, west to Sheldon Road, north to Howard Avenue, northwest to Sherman Avenue, west to South Harbor Drive, north to Franklin Avenue, west to the Grand River, southwest to Lake Michigan, north to the Muskegon/Ottawa County Line, east to Black Lake Road, north to Pontaluna Road, east to Martin Road, north to East Ellis Road, east to Grand Haven Road, north to the Black Creek, west to Lake Mona, west to Birch Drive, north to Lakeshore Boulevard, west to Hoyt Street, north to Norton Avenue, west to Glade Street, north to Sherman Boulevard, west to Lake Michigan, north to the Muskegon Lake Channel, east to Muskegon Lake, northeast to the Muskegon River, east to Ewing Road, north to River Road, east to Dalson Road, north to East Riley Thompson Road, west to Whitehall Road, north to White Lake Drive, east to U.S. Highway 31, northwest to the White River, northeast to Carlton Creek, northeast to Fruitvale Road, east to Harris Road, and north to the Muskegon/ Oceana county line; (Underserved Area 01/25/02);
84.Persons who live work, worship or attend school in, and businesses and other legal entities located in the underserved area consisting of census tracts 223.00 and 225.00 in Ottawa County, Michigan; starting at the intersection of South River Avenue and the Black River, east on the Black River to U.S. Highway 31, south to East 16th Street, west to Lincoln Avenue, south to East 24th Street, west to Columbia Avenue, north to 22nd Street, west to Graafschap Road, north to South Shore Drive, northeast to West 16th Street, east to South River Avenue, north to West 10th Street, east to Central Avenue, north to West 3rd Street, west to South River Avenue, and north to the Black River; (Underserved Area 01/25/02);
85.Persons who live, work, worship or attend school in, and businesses and other legal entities located in the underserved area comprised of census tracts 1.00 to 4.00, 7.00, and 9.00 in Marion County, Ohio, starting at the intersection of Harding Highway West and West Fairground Street, west along Fairground Street to the Norfolk and Southern Railroad, northwest to Marion-Williamsport Road, east to Fairwood Avenue, south to Fairlane Avenue, east to Richmond Avenue, south to East Fairground Road, east to Madison Avenue, south to the Conrail Railroad, southwest to North Greenwood Street, south to East Church Street, east to Kensington Place, south to Mount Vernon Avenue, west to South Greenwood Street, north to East Church Street, west to South High Street, south to East Columbia Street, west to the Norfolk and Southern Railroad, southeast to South Prospect Street, southwest to Marion-Marysville Road, southwest to Crissinger Road, north to Bellefontaine Avenue, west to Campbell Road, north to the Conrail Railroad, east to Marion-Agosta Road, north to West Center Street, east to Kenton Avenue, northwest to Harding Highway West, northwest to West Fairground Street, (underserved area 3/5/01);
86.Persons who live, work, worship or attend school in, and businesses and other legal entities located in the underserved area comprised of Sequoyah and Le Flore Counties, Oklahoma, Crawford County, Arkansas and census tracts 1.00 to 10.01, 12.02, 13.03, 13.04, 101.00, 102.00, 103.01, and 103.02 in Sebastian County, Arkansas, starting at the intersection of the Muskogee/Sequoyah county line and the Cherokee/Sequoyah county line, east along the Cherokee/Sequoyah county line to the Oklahoma/Arkansas state line, north to the Crawford/Washington county line, east to the Crawford/Madison county line, east to the Crawford/Franklin County line, east and south to the Sebastian/Franklin county line, south to the Sebastian/Logan county line, south and west to the Sebastian/Scott county line, south and west to the Arkansas/Oklahoma state line, north to Phoenix Street, east to Phoenix Avenue, east to Old Greenwood Road, south to Interstate 540, south to U. S. Highway 71, south to Howard Hill Road, east to Rye Hill Road South, north to the Little Vache Grasse Creek, northeast to the Arkansas River, northwest to Sunnymead Street, west to North 66th Street, south to Free Ferry Road, east to South 74th Street, South to Rogers Avenue, northwest to South 66th Street, south to Dallas Street, west to South 65th Street, north to County Club Avenue, west to Interstate 540, south to Boston Street, west to South 59th Street, south to Boston Street, west to South 58th Street, north to Country Club Avenue, west to South 56th Street, south to Yantis Street, west to South Waldron road, north to East Valley Road, west to the Hardscrabble Brook, north to Rogers Avenue, west to Euper Lane, north east to the Hardscrabble Brook, north to South Waldron Street, north to Free Ferry Road, west to South 31st Street, south to South S Street, west to South Greenwood Avenue, south to South W Street, west to Jenny Lind Road, south to Fresno Street west to the Arkansas/Oklahoma state line south to the Le Flore/McCurtain county line, west to the Le Flore/Pushmataha county line, north to the Le Flore/Latimer county line, north and east to the Le Flore/Haskell county line, north to the intersection of the Le Flore, Sequoyah and Haskell county lines, west along the Sequoyah/Haskell county line to the Sequoyah/Muskogee county line, northwest to the Sequoyah/Cherokee county line, (underserved area 3/5/02);
87.Members of River Knoll Club, Inc. in St. Joseph, Michigan, who qualify for membership in accordance with its constitution and bylaws in effect as of March 25, 1977; (03/14/02)
88.Members of the Riverside Pointe Condominium Association in St. Joseph, Michigan, who qualify for membership in accordance with its constitution and bylaws in effect as of April 29, 1994; (04/04/02)
89.Employees of St. Joseph Charter Township who work in, or are paid or supervised from St. Joseph, Michigan; (07/09/02)
90.Members and employees of the Napier Parkview Baptist Church in Benton Harbor, Michigan; (11/04/02)
91.Employees and volunteers of Holland Community Hospital who work in or are paid from Holland, Michigan; (11/20/02)
92.Regular members of the St. Joseph River Yacht Club, who qualify for membership in accordance with the charter and bylaws approved on September 17, 1987; (02/11/03)
93.Employees of Little Blessing Preschool and Childcare Center who work in or are paid from Van Buren, Arkansas; (02/24/03)
94.Persons who live in the low-income community area identified as the City of Marion, Ohio; persons who regularly work, worship, attend school, perform volunteer services, or participate in associations headquartered in the low-income community area defined; persons participating in programs to alleviate poverty or distress which are located in the low-income community area defined, incorporated and unincorporated organizations located in, or maintaining a facility in the low-income community area defined; (Emergency merger 05/28/03)
95.Members of record of the Marion Federal Credit Union, in Marion, Ohio, as of the community conversion date, February 12, 1998; (02/12/98) (Emergency merger 05/28/03)
96.Spouses of persons who died while within the field of membership of this credit union;
97.Employees of this credit union;
98.Persons retired as pensioners or annuitants from the above employment;
99.Members of the immediate family or household; (03/05/99)
100.Organizations of such persons, and
101.Corporate or other legal entities in this charter.
102.Employees Of Kelly Services who work in, or are paid or supervised from St. Joseph, MI.
103.Employees of United Fabricator's Inc. who work in, or are paid or supervised from Fort Smith, AR.
104.Employees of Big Blue Water, LLC who work in, or are paid or supervised from Fennville, MI.
105.Employees of Davis Iron and Metal who work in, or are paid or supervised from Fort Smith, AR.
106.Employees of Water Tech Inc. who work in, or are paid or supervised from Fort Smith, AR.
107.Employees of Stepping Stone School who work in, or are paid or supervised from Alma, AR.
108.Employees of Kelworth Trucking Co., Inc. who work in, or are paid or supervised from Poteau, OK.
109.Voting members of the Lakeshore Rotary Club in Stevensville, MI, who qualify for membership in accordance with its charter and bylaws in effect on March 1, 2006.
110.Employees of David P. Phillips DDS who work in or are supervised from Fort Smith, AR.
111.Employees of Spectrum Services, Inc. who work in Fort Smith, AR.
112.Employees of W.W. Grainger, Inc. who work in, or are paid or supervised from Fort Smith, AR.
113.Employees of Encounter Music who work in, or are paid or supervised from Fort Smith, AR.
114.Employees of Fast Trax who work in, or are paid or supervised from Goshen, AR.
115.Employees of Ashley Furniture who work in or are supervised from Fort Smith, AR.
116.Employees of Power Equipment and Engineering who work in or are supervised from Rogers, AR.
117.Employees of Milton's Cabinet Shop, Inc. who work in Berrien Springs, MI.
118. Employees of Lake Michigan Catholic Schools who work in, or are paid or supervised from St. Joseph, MI. (9/28/2007)
119. Employees of Home Instead Senior Care who work in, or are paid or supervised from Fort Smith, AR. (9/21/2007)
120. Employees of Gibson Care Corp. dba Home Instead Senior Care who work in, or are paid or supervised from Statesville, NC. (9/6/2007)
121. Employees of Calvary Schools of Holland who work in, or are paid or supervised from Holland, MI. (9/6/2007)
122. Employees of Arkansas Warehouse Inc. who work in, or are paid or supervised from Fort Smith, AR. (9/4/2007)
123. Employees of Flex Sol Packaging Co. who work in, or are paid or supervised from Statesville, NC. (10/19/07)
124. Employees of Ottawa County Road Commission who work in, or are paid of supervised from Grand Haven, MI (10/19/07)
125. Employees of Steele Enterprise, Inc who work in or are paid or supervised from Holland, MI. (10/15/07)
126. Employees of Park Township who work in, or are paid or supervised from Holland, MI. (10/15/07)
127. Employees and members of Ridge Point Community Chruch located in Holland, MI. (10/5/07)
128. Employees of Tri-Rivers Career Center who work in , or are paid or supervised from Marion, OH. (10/5/07)
129. Employees of P. S. West Construction Company who work in, or are paid or supervised from Statesville, NC. (10/4/07)
ABOUT THIS CREDIT UNION
Edit Info
Charter Number
6288
Chartered On
Aug. 23, 1949
Number of Members
132,762
Assets
$1,834,761,168
CEO
Gary L Easterling
Credit Union Type
Federal Credit Union
Field of Membership
Multiple common bond - primarily other manufacturing
Low-Income Designation
Yes
Member of FHLB
Yes
NCUA Insured Credit Union
SERVICES & PRODUCTSEdit Info
Access to Electronic Services
  • Home Banking via Internet Website
  • Automatic Teller Machine (ATM)
  • Mobile Banking
  • Audio Response/Phone Based
  • Kiosk
  • Other
Electronic Services
  • Account Balance Inquiry
  • e-Statements
  • Share Account Transfers
  • Download Account History
  • View Account History
  • Member Application
  • Bill Payment
  • Share Draft Orders
  • New Loan
  • Loan Payments
  • New Share Account
  • External Account Transfers
  • Remote Deposit Capture
  • Internet Access Services
  • Electronic Signature Auth./Cert.
  • Other (Account Alerts, Stop Payments, New Mortgage)
Credit Union Programs
  • Mortgage Processing
  • Approved Mortgage Seller
  • Deposits and Shares Meeting
  • Brokered Certificates of Deposit
  • Brokered Deposits (all deposits acquired through a third party)
Services & Products - Transactional
  • ATM/Debit Card Program
  • Check Cashing
Services & Products - Depository
  • No Cost Share Drafts
  • Business Share Accounts
  • Share Certificates with low minimum balance requirement
  • Health Savings Accounts
Services & Products - Other
  • Insurance/Investment Sales
  • No Cost Bill Payer
  • Bilingual Services
  • Student Scholarship
Services & Products - Financial Education
  • Financial Counseling
  • Financial Education
  • In-School Branches
Services & Products - Credit
  • Overdraft Protection/ Courtesy Pay
  • Risk Based Loans
  • Business Loans
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Real Estate Loans
  • Share Secured Credit Cards
  • Micro Business Loans
  • Debt Cancellation/Suspension
  • Participation Loans
  • Interest Only or Pymt Option
TOP RATED BRANCHES AND CU
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BRANCH LOCATIONS (24)Edit Info
Branches in: Arkansas Indiana Michigan Nevada North Carolina Ohio

Arkansas

Fort Smith
Jenny Lind - Branch 1
8900 Jenny Lind Rd, Fort Smith, AR 72908-8628
Monday Hours: 9:00 AM - 6:00 PM
Rogers Avenue - Branch 2
5800 Rogers Ave, Fort Smith, AR 72903-3838
Monday Hours: 9:00 AM - 6:00 PM
Springdale
Springdale-Walmart Supercenter (28)
4870 Elm Springs Rd, Springdale, AR 72762
Monday Hours: 9:00 AM - 7:00 PM
Van Buren
Van Buren North - Branch 3
1924 Fayetteville Rd, Van Buren, AR 72956-6509
Monday Hours: 9:00 AM - 6:00 PM

Indiana

Griffith
Griffith - Branch 23
510 N Broad St, Griffith, IN 46319-2226
Monday Hours: 9:00 AM - 5:00 PM

Michigan

Benton Harbor
Benton Harbor - Branch 4
724 E Napier Ave, Benton Harbor, MI 49022-6124
Monday Hours: 9:00 AM - 5:00 PM
Berrien Springs
Berrien Springs - Branch 6
9097 US Highway 31, Berrien Springs, MI 49103
Monday Hours: 9:00 AM - 5:00 PM
Buchanan
Buchanan - Branch 9
808 E Front St, Buchanan, MI 49107-1444
Monday Hours: 9:00 AM - 5:00 PM
Holland
Holland North - Branch 11
12540 Riley St, Holland, MI 49424-8217
Monday Hours: 9:00 AM - 6:00 PM
Holland South - Branch 12
1075 Washington Ave, Holland, MI 49423-5216
Monday Hours: 9:00 AM - 6:00 PM
Niles
Niles - Branch 7
123 Sycamore St, Niles, MI 49120-2244
Monday Hours: 9:00 AM - 5:00 PM
Niles South - Branch 8
2100 S 11th St, Niles, MI 49120
Monday Hours: 8:30 AM - 5:30 PM
Saint Joseph
St. Joseph - Branch 22
Main Office Location
2807 S State St, Saint Joseph, MI 49085-2454
Monday Hours: 9:00 AM - 5:00 PM
Stevensville
Stevensville - Branch 5
5611 Cleveland Ave, Stevensville, MI 49127-8612
Monday Hours: 9:00 AM - 5:00 PM

Nevada

Reno
Northwest - Branch 17
980 Ambassador Dr, Reno, NV 89523
Monday Hours: 9:00 AM - 5:30 PM
Double R - Branch 16
10705 Double R Blvd, Reno, NV 89521
Monday Hours: 9:00 AM - 5:30 PM
Bible Way - Branch 15
1170 Bible Way, Reno, NV 89502
Monday Hours: 9:00 AM - 5:30 PM
Reno S McCarran - Walmart Supercenter (29)
4855 Kietzke Ln, Reno, NV 89509
Monday Hours: 9:00 AM - 7:00 PM
Sparks
Sparks - Branch 18
1430 E Prater Way, Sparks, NV 89434
Monday Hours: 9:00 AM - 5:30 PM
Reed High School - Branch 19
1350 Baring Blvd, Sparks, NV 89434
Monday Hours: 9:00 AM - 5:00 PM

North Carolina

Fletcher
Fletcher - Branch 10
3674 Hendersonville Rd, Fletcher, NC 28732-4518
Monday Hours: 9:00 AM - 5:00 PM
Statesville
Statesville - Branch 21
209 Turnersburg Hwy, Statesville, NC 28625-2797
Monday Hours: 9:00 AM - 5:00 PM

Ohio

Marion
Marion West - Branch 14
1332 Campbell Rd, Marion, OH 43302
Monday Hours: 9:00 AM - 6:00 PM
Marion East - Branch 13
116 Eastlawn Dr, Marion, OH 43302
Monday Hours: 9:00 AM - 5:00 PM