State Employees Federal Credit Union

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GENERAL INFORMATIONEdit Info
State Employees Federal Credit Union logo
Main Phone Number
(518) 464-5331
Main Office Address
575 Broadway
Albany, NY 12207
Main Office Hours
Monday Hours: 8:00 AM - 4:30 PM

State Employees Federal Credit Union was chartered on 01/01/1934. Headquartered in Albany, NY, it has assets in the amount of $2,840,036,991. Its 318,183 members are served from 46 branch locations. Deposits in State Employees Federal Credit Union are insured by the NCUA.

MEMBERSHIP ELIGIBILITYEdit Info
14. Hope 7 Community Center who work in Troy, New York; employees of New York State Museum Institute who work in Albany, New York;

15. Employees of Avion Management Corporation, employees of Capitol Hill Improvement Corporation, employees of The Altamont Program, Inc., employees of Pierce Hall Daycare Center who work in Albany, New York; employees of EAC Operational Albany, Inc. or EAC Systems, Inc., subsidiaries of Energy Answers Corporation who work in Albany, New York; employees of Brewer Engineering Associates, P.C. who work in East Greenbush, New York; employees of Hamilton Printing Company or AAA Electric, Inc. who work in Rensselaer, New York; employees of Capital District Y.M.C.A. who work in or are paid from Albany, New York;

16. Volunteer Firefighters of S.W. Pitts Hose Company of Latham, New York, Inc., a.k.a. The Latham Fire Department in Latham, New York; employees of Disability Advocates, Inc. who work in Albany, New York;

17. Volunteer Firefighters of Verdoy Volunteer Fire Association, Inc. in Latham, New York; employees and members of Clifton Park Volunteer Fire Department, Inc. in Clifton Park, New York; employees of New York State Association of Counties, Home Care Association of New York State, Inc. or The Next Step, Inc. who work in Albany, New York;

18. Members of the Northeast Chapter of the New York State Society of Certified Public Accountants, Inc. in Albany, New York; employees of The University at Albany Foundation or New York State Martin Luther King, Jr. Institute for Nonviolence who work in Albany, New York;

19. Employees of United States Department of Agriculture, Agricultural Marketing Service, Dairy Division, New York-New Jersey Milk Marketing Area who work in or are paid from Albany, New York;

20. Employees of Water Commissioners of the Town of Waterford who work in Waterford, New York; employees of Nutrition Consortium of New York State, Inc. who work in Albany, New York;

21. Employees of the Town of East Greenbush, NY; members of the Guilderland Memorial VFW Post 5294 in Guilderland, NY;

22. Employees of Aids Task Force of Central, New York, Inc. who work in Syracuse, New York; employees of Capital District Transportation Committee, National Committee to Prevent Child Abuse-New York, Inc., Legal Aid Society of Northern New York, Inc., New York Citizens Utility Board, United Way of Northeastern New York, Inc., New York Library Association or The League of Women Voters of New York State who work in Albany, New York; employees of Hudson Valley Girl Scout Council, Inc. who work in Delmar, New York; employees of Greenbush Child Caring, Inc. who work in East Greenbush, New York;

23. Members, student members, honorary life members and retired librarians of the New York Library Association in Albany, New York;

24. Members of Captain William Dale O'Brien Detachment Incorporated Marine Corps League, Inc. in Albany, New York;

25. Employees of New York State Child Care Coordinating Council, Social Justice Center of Albany, Inc., Statewide Emergency Network for Social and Economic Security, Dandy Lion Day Care Center, Public Utility Law Project of New York, Inc., Trinity Institution, Inc., Mental Health Association of New York State, Inc., The Volunteer Center of Albany, or New York State Head Injury Association who work in Albany, New York; members of Rensselaer County Bar Association in Troy, New York; employees of Bridge Center of Schenectady, Inc. who work in Schenectady, New York; board members and employees of the Trinity Nursery School and Day Care Center in Albany, New York;

26. Employees of Upper Hudson Planned Parenthood who work in Troy, Hudson or Albany, New York; members of Troy Area Chapter 3991 of the American Association of Retired Persons, Inc. in Troy, New York;

27. Employees of Law, Order and Justice Center who work in Schenectady, New York; members of New York Association of Transportation Engineers, Inc. in Albany, New York; employees of Village of Coxsackie who work in Greene County, New York;

28. Employees of Lockheed Air Terminal, Inc. who work in Albany, New York; employees and members of Italian American Community Center in Albany, New York; Professional I and Professional II members of Region III of the New York Corrections and Youth Services Association in Greene, Columbia, Schoharie, Albany, Schenectady, Saratoga or Rensselaer, New York;
Employees of Foy Brothers LLC who work in or are supervised from Albany, NY
Voting members of the Shenendehowa Senior Investment Club in Clifton Park, NY who qualify for membership in accordance with its charter and bylaws in effect on March 1, 2000.
Employees of Hilltop Plaza Laundromat who work in or are paid from Loudonville, NY
Employees of Environmental Service Systems, Inc. who work in or are paid from Rensselaer, NY
Employees of Richard V. D'Alessandro CPA Professional Corporation who work in Albany, NY
Voting members of the National Federation of the Blind of NYS, Capital District Chapter in Albany, NY who qualify for membership in accordance with its charter and bylaws in effect on October 2, 2002
Employees of Spruce Computer Systems who work in or are paid from Latham, NY
Employees of The Tuttle Law Firm who work in Latham, NY.
Employees of Computer Technology Services, Inc. who work in or are paid from Albany, NY
Employees of Capital District Technology Solutions who work in or are paid from Ballston Lake, NY
Voting members of the Adrandak Actuaries Club in Albany, NY who qualify for membership in accordance with its charter and bylaws in effect on October 10, 2002
Persons who live, work, worship, or attend school, and businesses and other legal entities located in the Town of Green Island, New York, a community which meets the underserved area definition of Section 109(c)(2) of the Federal Credit Union Act
Employees of State One Agency, Corp. who work in or are paid from Saratoga Springs, NY
Employees of Brunswick Community Library who work in Troy, NY
Employees of Integris, Inc., d/b/a Bull Services who work in or are supervised from Rensselaer, NY
Employees of Reigning Cats and Dogs who work in or are paid from Glenmont, NY
Employees of Green Manor Dialysis Center who work in Ghent, NY
Employees of Medical Real Estate Associates who work in Ghent, NY
Employees of Adrandak Oral and Maxillofacial Surgery who work in or are supervised from Clifton Park, NY
1. Employees of the State of New York who work in or are supervised from the following counties:

a. Albany f. Schenectady
b. Columbia g. Schoharie
c. Greene h. Warren
d. Rensselaer i. Washington or
e. Saratoga j. Onondaga, New York

(except employees of the Coxsackie Correctional Facility, Coxsackie, New York, Syracuse Psychopathic Hospital, or New York Air National Guard who work outside Onondaga County, New York);

2. Employees of the Public Employees Federation who work in or are paid from Albany, New York;

3. Employees of New York State Bar Association or The Children's Corner Day Care Center who work in Albany, New York;

4. Employees of The Children's Place or Campus Children's Center who work in Albany, New York;

5. Employees of the Town of Schodack, New York; employees of Rensselaer County or Albany County, New York; employees of William J. Keller & Son, Prins Insurance Agency, Inc., Edwards Chiropractic Office, or De/Mar Wholesale Flooring who work in Albany, New York; employees of C.E.B. Ventures, Inc., Evergreen Country Club, Systems Implementation, who work in Schodack, New York; employees of Capital Mutual Insurance Company; who work in Sand Lake, New York; employees of Schodack Suburban Printers, Inc. who work in East Schodack, New York; employees of Jerome L. McGarvey, C.P.A., Lee's Barber Shop, Columbia Physical Therapy, Charles J. Wilson Realty, Inc., or New Art Printing of Poestenkill, Inc. who work in East Greenbush, New York; employees of Fort Orange Paper Company, L & M Motors or Vermeer Sales & Service, Inc. who work in Castleton-on-Hudson, New York; employees of Northeast Welders Supply Ltd. & or TOMRA, NY Recycling LLC who work in Menands, New York; employees of Emma Willard School, or Hudson Valley Community College or Cornerstone Architectural Services who work in Troy, New York;

6. Employees of the City of Albany, Organization of New York State Mgmt./Confidential Employees, Inc., Albany Housing Authority, Frank May Associates, Barker Steel Company, Inc., Albany Citizens Council on Alcoholism, Inc., Walter Uccellini/United Group of Companies, The Gorman Group , Falzo's Jewelers, Albany Public Library, M.P. Auto Rentals, Inc., NORTHEASTERN ASSOCIATION OF THE BLIND, Albany Housing Coalition, Inc., South End Improvement Corporation, Albany County Opportunity, Inc., Ruch Distributors, Inc., Hodgson, Russ, Andrews, Woods and Goodyear, New York State Credit Union League, Inc., Credit Union Center Services, Inc., Credit Union Center Mortgage Corporation or Empire Corporate Federal Credit Union who work in Albany, New York, St. Joseph's Housing Corporation, Arbor Hill Community Center, Inc., AEA Auto Parts, Inc., Ehrlich Auto Parts, Easco Warehouse Co., Airland Motor Parts, Helderberg House, Inc., Brigar, Inc., Experian, W. J. Coulson Co. Inc., Robin Child Care Center Inc., Community Living Partnerships, Inc. or Law Office of Joseph L. Kay who work in Albany, New York; employees of Sysco Frosted Foods, Inc. or Cargill, Inc. who work in or are paid from Albany, New York; employees of Chatham Courier who work in Chatham, New York; employees of the above employer who work in Stamford, Connecticut; salespersons and employees of sales offices of the above companies who are paid from Schenectady, Latham or Clifton Park, New York; employees of the National Railroad Passenger Corporation (Amtrak), Consolidated Rail Corporation (ConRail), or Metro-North Commuter Railroad Company (MNCRC) who:

a. Work at points between and including Poughkeepsie, Chatham, Brewster, Troy, Rensselaer, Selkirk, or Albany, New York;

b. Work in or have runs originating in the Selkirk Yard (New York - River Division); or

c. Work in or have headquarters in Albany, West Albany, Rensselaer,
Selkirk, Colonie, or in the Schenectady Yards at Schenectady, New York;

7. Employees of the Albany Transport, Inc. who work in Glenmont, New York; employees of the Village of Catskill, New York; members and employees of St. David's Episcopal Church, in Castleton, New York; employees of Medicab of Albany, Inc. who work in Altamont, New York; employees of Cav-Ark Builders & General Contractors who work in or are supervised from Niverville, New York; members of Dorn's Employees Federal Credit Union as of January 22, 1986; or Millbrook Kitchens, Inc. & Millbrook Millwork, Inc. who work in Nassau, New York, employees of the Watervliet Housing Authority who work in Watervliet, New York;

8. Employees of California Closet Company of Eastern New York who work in Latham, New York; employees of Benefit Service Corp. who work in Saratoga Springs, New York; employees of Bilbee Controls, Inc. who work in Cairo, New York; employees of Columbia-Greene Medical Center who work in Catskill, New York; employees of the Clarity Publishing, Inc. in Schenectady, Albany, New York or Burlington, Vermont; employees of Greene County, New York; employees of K-C Refrigeration Transport Co. Inc. or ComposiTools, Inc. who work in Troy, New York; employees of Lee's Plumbing & Heating Corp. who work in Clifton Park, New York; employees of Ceramaseal who work in New Lebanon, New York; employees of VLG Real Estate Developers who work in Castleton-On-Hudson, New York; employees of Taconic Plastics, Ltd. who work in Petersburg, New York; employees of the Council of Community Services of Northeastern New York, Inc. who work in or are paid from Albany, New York; employees of Podiatry Home Services of the Hudson Valley who work in or are paid from Catskill, New York; employees of Kenwood Child Development Center, Inc. who work in Albany, New York; employees of J. Jeffrey Barrett, Sr., Certified Public Accountant who work in or are paid from Catskill, New York; employees of Main Brothers Oil Company, Inc. who work in Albany, New York; employees of F & W Auto Service, Inc. who work in Watervliet, New York; employees of the Town of Catskill who work in Catskill, New York;

9. Employees of Alcoholism Council of Schenectady County, Inc. who work in Schenectady, New York; employees of Clear View Bag Company, Inc. who work in Albany, New York; employees of New York State Council on Alcoholism, Inc. who work in Albany, New York; employees of Colonie Youth Center, Inc. who work in or are paid from Colonie, New York; employees of Eight Twenty River Street, Inc. who work in Altamont, New York;

10. Employees of Wee Care at Labor, Inc. who work in Albany, New York; employees of Nurturing World Child Care Center, employees of Upstate Day Care Center, Inc., d/b/a SUNY Health Science Child Care Center or employees of Syracuse Developmental Center Day Care Center, Inc. who work in Syracuse, New York; employees and members of the Retired Public Employees Association, Inc. in the chapter of Genesee, Mohawk Valley or Syracuse, New York;

11. Employees and members of the Retired Public Employees Association, Inc. who reside in the counties of Albany, Columbia, Greene, Rensselaer, Saratoga, Schenectady, Schoharie, Warren or Washington, New York;

12. Members of the Albany County Bar Association in Albany, New York;

13. Employees of New York State Conference of Mayors and Municipal Officials who work in Albany, New York;


Employees of Plumb Engineering, PC who work in or are paid from Albany (Menands), NY
Employees of Pool Time, LLC who work in or are paid from North Syracuse, NY
Employees of the First Reformed Church of Wynantskill who work in Wynantskill, NY
Employees of Advantage Sports and Fitness, Inc. who work in or are supervised from Albany, NY
Employees of Mulica Trucking Inc. who work in or are paid from Stuyvesant, NY
Employees of HWP Development LLC who work in Queensbury, NY
Employees of JOSS Publications, Inc. who work in Albany,NY;
Employees of eCLIPSE Network Solutions, LLC who work in Albany, NY;
Voting members of the North Bethlehem Volunteer Fire Dept, Inc., and its Ladies Auxiliary who qualify for membership in accordance with its bylaws in effect on January 22, 2000
Employees of Synquest who work in Clifton Park, NY
Employees of Childs Nursing Home Company Inc, who work in Albany NY
Members of the American Federation of State, County, and Municipal Employees, AFL-CIO Local 3933 of Averill Park, NY, limited to a maximum of 2,500 members; Council Members of the Albany Refugee Resettlement Ministry of Albany, NY, limited to a maximum of 2,500 members.
Employees of the Center for the Disabled who work in, are headquartered in, or are paid from Albany, NY; employees of Habitat for Humanity of the Capital District who work in or are paid from Albany, NY.
Members of the Honest Weight Co-op of Albany, NY who qualify for membership in accordance with its bylaws in effect Marh 27, 1996, limited to a maximum of 2,500 members; members of the Franciscans of San Damiano of Troy, NY, limited to a maximum of 2,500 members; members of St. Michael's Episcopal Church of Albany, NY, limited to a maximum of 2,500 members.
Employees of Versatrancs Solutions, Inc. who work in or are apaid from Latham, NY.
Employees of Credt-Hill Suites-Syracuse LLC who work in or are supervised from Liverpool, NY.
Employees of Plaza Travel Cneter who work in Latham, NY.
Employees of the Town of Conklin who work in Conklin, NY
Employees of Parkside Pre-School who work in Menands, NY
Employees of Capital Security Group, Inc. who are supervised form Delmar, NY
Employees of Honen & Wood, PC who work in or are supervised from Albany, NY
Employees of El Mondo, Inc. who work in or are supervised from Saratoga Springs, NY
Employees of the Law Office of Robert C. Kilmer who work in Binghamton, NY
Employees of OneSoource who work in or are supervised from Albany or Syracuse, NY
Employees of JM McGraw Sales Inc. who work in or are supervised in Albany, NY
Employees of Tony Spulnick, Inc. who are supervised from Guilderland, NY
Employees of Finally Free Electrolysis who work in Clifton Park, NY
Employees of Saratoga Springs Public Library who work in Saratoga Springs, NY
Employees of DP Miller Associates who work in Ballston Spa, NY
Employees of Broome Construction Corporation, d/b/a Broome Auto Sales who work in Binghamton, NY
Voting members of the Troy Detachment, Marine Corps League, Inc. in Troy , NY who qualify for membership in accordance with the association's bylaws in effect as of September 7, 2000
Employees of Wild Otter Sports, Inc. who work in or are paid from Delmar, NY
Employees of J and S Equipment and Machinery Movers Inc. who work in Selkirk, NY
Employees of Greenwood Properties, LLC who work in Guilderland, NY
Employees of MAC Equipment who work in Troy, NY
Employees of Seven Son's Restaurant, Inc. who work in Rensselaer, NY
Employees of Rockhard Cafe, Inc. D/B/A Cheers who work in Albany, NY
Employees of Tamberlaine Corp D/B/A Woodcraft of the NY Capital Region who work in Latham, NY
Employees of Adrandak Area Ambulette who work in or are supervised from Ballston Spa, NY
Active Members of the Association of Nigerians in the Capital District of the State of New York in Albany, NY who qualify for membership in accordance with the association's bylaws in effect as of July 11, 1999
Employees of Stenta Corporation d/b/a New World Deli who work in Binghamton, NY
Employees of Corporate Services who work in Albany, NY
Employees of J&S; Moptorsports of Upstate NY, Inc. who work in Albany, NY
Employees of Nana's Day Care who work in Syracuse, NY
Employees of John Morrell & Co. who work in Albany, NY
Members of the Regional Farm & Food Project who qualify for membership in accordance with its bylaws in effect as of March 10, 1999.
Employees and voting members of the Jonesville Fire District in Clifton Park, NY who qualify for membership in accordance with the association bylaws in effect on January 29,2001;
Employees of the Unity House of Troy, Inc. who work in or are paid from Troy, NY
Employees of KTG Curcio, Inc. who work in Endicott, NY;
Employees of J & J Cook Transportation who are paid from Hallstead, PA
Employees of Mattimore Agency, Inc. who work in or are paid from Albany, NY
Partners and Employees of Pearis, Kline, Barber, & Schaewe, LLP who work in Binghamton, NY
Employees of Akraturn Manufacturing, Inc. who work in or are paid from Kirkwood, NY
Employees of Topspin Solutions who work in Waterford, NY
Employees of Saratoga Investment Solutions who work in or are paid from Malta, NY
Employees of the Town of Nassau who work in Nassau, NY
Employees and persons who work regularly under contract for Therapeeds Physical Therapy of Upstate NY, PLLC and are supervised from Kirkwood, NY
Employees of NorthStar Appliance Inc. who are supervised from Middleburgh, NY
Employees of Fidelis Care New York who work in Albany or Syracuse, NY
Employees of The Brown Bagger who are paid from Castleton, NY
Employees of Teresian House Nursing Home Co. who work in Albany, NY
Employees and members of the Right Worshipful Association of the Albany District who work in or are supervised from Albany, NY who qualify for membership in accordance with its constitution and bylaws in effect as of December 5, 1992.
Employees of the Marjorie Doyle Rockwell Center, a subsidiary of Northeast Health, who work in Cohoes, NY
Employees of the Town of Clifton Park who work in Clifton Park, NY
Employees of P.J.A. Associates, Inc. who work in Binghamton, NY
Employees of National Pipe & Plastics, Inc. who work in Vestal, NY
Active and associate members of Western Turnpike Rescue Squad, Inc. located in Guilderland, NY, who qualify for membership in accordance with its bylaws amended and approved on June 3, 1994
Members of Berlin United Methodist Church located in Berlin, NY
Employees of New York State Alliance for Arts Education who work in Albany, NY
Employees of Nursing Services of the Capital Region who work in Troy, NY
Employees of Eddy Nursing Services, a subsidiary of Northeast Health, who work in Troy, New York
Employees of Beverwyck, a subsidiary of Northeast Health, who work in Slingerlands, New York
Employees of Heritage House Nursing Center, a subsidiary of Northeast Health, who work in Troy, New York
Employees of Eddy Cohoes Rehabilitation Center/Eddy-Ford Nursing Home, a subsidiary of Northeast Health, who work in Cohoes, New York
Employees of Cresthill Suites Hotel who work in Albany, NY
Volunteers who work at the above Samaritan Hospital, a subsidiary of Northeast Health, under supervision of the hospital staff
Employees of IFS International who work in Troy, NY
Employees of Capital Healthcare Associates, PC who work in Troy, NY
Employees, doctors, medical staff and technicians of Samaritan Hospital, a subsidiary of Northeast Health, who work in Troy, New York
Employees of Berry Investigations who work in Valatie, NY
Members of Castleton Volunteer Ambulance Service Inc. in Castleton, NY who qualify for membership in accordance with its charter and bylaws in effect as of February, 2004.
Employees of the Capitol District Transit Authority who work in Albany or Schenectady, New York
Employees of Northeast Acura who work in Latham, NY
Employees of Stuffed Shell's Inc. or Mild Wally's Delivery Restaurant who work in or paid from Albany, NY
Employees of Suits Reinforcing who work in or are supervised from Duanesburg, NY
Employees of Lavelle & Finn Attorneys At Law who work in or are paid from Albany. NY
Employees of Transworld Consulting Services of Manattan, D/B/A Unishippers who work in Guilderland, NY
Members of the International Brotherhood of Electrical Workers, Local Union No. 236 in Albany, NY who qualify for membership in accordance with its bylaws in effect on May 3, 2002
Employees of Dodson Properties, LLC who work in or are paid from Feura Bush, NY
Employees of the James A. Eddy Memorial Geriatric Center, Inc., a subsidiary of Northeast Health, who work in Troy, New York
Employees of Empire Home Infusion, Inc. a subsidiary of Northeast Health, Inc. who are supervised from Troy, NY
Employees of Arcadia Supply, Inc. who work in Albany, NY
Persons who live, work, worship, or attend school, and businesses and other legal entities located in the City of Schenectady, NY, a community which meets the underserved area definition of Sec. 109(c)(2) of the Federal Credit Union Act
Employees of Yamaha Motor Sports who work in Albany, NY
Employees of Magnolia Tree Rental and Home Inspection Services who work in Hagaman, NY
Employees of Northeastern Retail Lumber Association who work in Rensselaer, NY
Employees of Adrandak Building Services, Inc. who work in or are supervised from East Greenbush, NY
Employees of the Cornell Cooperative Extension Association of Albany County who work in Voorheesville, NY
Employees of Howard J. Warner, D.D.S., F.A.G.D. who work in Kirwood, NY
Employees of The Urban League of Northeastern New York, Inc. who work in Albany, NY
Employees of Healthcare Association of New York State who work in Albany, NY; employees of the Town of Wilton who work in Wilton, NY
Employees of Cornell Cooperative Extension who work in Troy, NY; employees of The Civil Service Employees Association, Inc., Local 1000 who work in Albany, NY
Employees of Samaritan Childcare Center, Inc., a subsidiary of Northeast Health, Inc. who work in Troy, NY
Employees of Vanguard Capital Realty, Inc. who work in Guilderland, NY
Employees of Glen Eddy, Inc., a subsidiary of Northeast Health Inc., who work in Niskayuna, NY
Employees of Arbor Hill Alcoholism Program, Inc. who work in Albany, NY
Employees of Wholesale Automotive Products, Inc. who work in Menands, NY
Employees of D and E Technologies who work in Menands, NY
Members of New York State Junior Chamber in Canastota, NY who qualify for membership in accordance with its charter and bylaws in effect on 1/18/2004.
Employees of Loveco Associates who work in Voorheesville, NY
Employees of The Glen at Hiland Meadows, a subsidiary of Northeast Health, Inc. who work in Glens Falls, NY
Employees of Schodack Central School District who work in or are paid from Castleton, NY
Employees of Consumer Directed Choices, Inc. who work in or are supervised from Albany, NY
Employees of Valsoft Consulting, Inc. who work in or are paid from Guilderland, NY
Employees of CISTANT, LLC d/b/a Simply Certificates who work in or are paid from Menands, NY
Employees of Stilsing Electric Inc. who work in or are paid from Rensselaer, NY
Employees of Petrochem Mechanical Services, Inc. who work in Rensselaer, NY
Employees of Child's All Ages Home Care, Inc. who are supervised from Albany, NY
Employees of SAV Golfshop, Inc. who work in Albany, NY
Employees of Castaway's Restaurant who work in or are supervised from Troy, NY
Employees of Reiser, Inc. who work in or are paid from Brunswick, NY
Employees of the Montessori School of Albany who work in Renselear, NY;
Employees of La Salle Institute in Troy, NY;
Employees of Polsinello Fuels,Inc. who are paid in Rensselear,NY
Employees of Newerk Products, Inc. who work in Albany, NY;
Em[loyees of John P. Hussar Insurance Agency who work in Binghamton, NY;
Employees of the State of New York of the Department of Transportation, Department of Labor, Department of Law, State Police, Department of Environmental Conservation, Department of Agriculture and Markets, Department of Correctional Services, Office of Parks, Recreation & Historical Preservation, Division of Youth, Division of Parole, State University of New York, Office of General Services, Department of Motor Vehicles, Department of State, Executive Chambers, Office of the Comptroller (Audit Control), Department of Taxation and Finance, Division of Military & Naval Affairs, Department of Civil Service, Department of Education, Department of Health, Department of Economic Development, Department of Social Services, and Workers Compensation Board, who work in Broome or Tioga County, NY
Persons who live, work, worship, attend school, perform volunteer services, or participate in associations headquartered in that part of Albany, New York which is described as: Bordered on the EAST by the Hudson River; on the SOUTH by the Normans Kill Creek to Interstate 87 (New York State Thruway) west to the point where it would intersect with South Main Street; on the WEST by South Main Street north to Western Avenue, west to Brevator Street, north to State Highway 85, and north to Interstate 90; on the NORTH by Interstate 90, east to Northern Boulevard, north to Lawn Avenue, east to Thomas Street, north to Lindberg Avenue, east to Hutton Street, north to Wolfert Avenue, and east on Wolfert to the point where it would intersect with the Hudson River. Also, persons participating in programs to alleviate poverty or distress which are located in the noted service area; incorporated and unincorporated organizations located in or maintaining a facility in the noted service area; and organizations of such persons.
Employees of GE Fanuc Automation of North America, Inc. who work in Albany, NY
Employees of Empire Ambulance Service who work in Cohoes, NY
Employees of Crane, Greene and Parente who work in or are supervised from Albany, NY
Employees and voting members of the North Greenbush Ambulance Association located in Wynantskill, NY who qualify for membership in accordance with its bylaws in effect as of May 1999
Employees of the Upper Hudson Library System who work in or are supervised from Albany, NY
Members of the Blind Merchant's Association of Albany, NY in Albany, NY who qualify for membership in accordance with the association's bylaws in effect on May 23, 2001
Employees of Able Staffing and Leasing (aka Able Body Temporary Service) who work in or are supervised from Troy, NY
Employees of the Town of Brunswick who work in or are supervised from Troy, NY
Employees and volunteers of Kennell Center who work in or are supervised from Albany, NY
Employees and volunteers of Adolescent Employability Skills Plus Program, Inc. who work in or are supervised from Albany, NY
Employees of MacFawn Enterprises, Inc. who work in or are supervised from Albany, NY
Employees of Mechanicville Housing Authority who work in Mechanicville, NY
Employees of Uncle Sam's House, Inc. who work in or are supervised from Schenectady, NY
Employees of University Auxiliary Services at Albany, Inc. who work in Albany, NY
Employees of the Water Works Sprinkler Co., Inc. who work in Clifton Park, NY
Employees of New England Systems and Software, Inc. who work in Schenectady, NY
Employees of Van Vleck Homes Inc who work in or are supervised from West Sand Lake, NY.
Employees of New York State Labor-Relation Coalition who work in or are paid from Latham, NY.
Employees and volunteers pf Preschool Early Development and Screening Program who work in or are supervised from Albany, NY
Employees of Northern Drive Plaza, Inc. who work in Schenectady, NY
Voting members of the Vischer Ferry Volunteer Fire Company, Inc. in Rexford, New York who qualify for membership in accordance with its bylaws in effect of April 9, 2001
Employees of Saratoga Turf Care, LLC who work in Clifton Park, NY
Employees of EM McMan Holdings who work in Stillwater, NY
Employees of Lazare Lincoln Mercury, Inc. who work in Albany, NY
Employees of Wholly Cow Inc. who work in Casleton, NY.
Employees of Wiseburn, Inc. who work in or are paid from Latham, NY.
Employees of Royale Limousine Service who are supervised from Rensselaer, NY
Voting members of the Castleton Fire Company located in Castleton, NY who qualify for membership in accordance with its bylaws in effect on May 24, 2001
Employees of Associates of Clifton Park who work in Ballston Lake, NY
Employees of Black Ice, Inc. who work in Johnson City, NY
Employees of SOPRA Musical Enterprise, LLC who work in Albany, NY
Employees of The Capital Group who work in or are paid from Albany, NY;
Employees of the Campus Pre-School & Early Childhood Center, Inc. who work in Binghamton, NY
Employees of Old Fort Plaza, Inc. who work in Schenectady, NY
Employees of United Road Services, Inc. who are supervised in Albany, NY
Employees of Sloan Holding Company, Inc. who work in Schenectdy, NY
Employees of Rogers Corporatioin, Advanced Dielectrics who work in Petersburg, NY
Employees of the Town of Westerlo who work in Westerlo, NY
Employees of Taconic Industrial Products, LLC who work in Petersburg, NY
Employees of Capital District Plastic Surgery Associates who work in or are paid from Troy, NY
Employees of Todd Holding Company, Inc. who work in Schenectady, NY
Members of the board of directors of Brunswick Babe Ruth in Cropseyville, NY who qualify for membership in accordance with the associations bylaws in effect as of August 7, 1984
Employees of Countryside Log Homes who work in Hoosick Falls,NY
Employees of Metroland who work in Albany,NY
Employees of Delmar Thomson Learning Center who work in or are paid from Albany, NY
Employees of Historic Mansion Hill Limited Partnership who work in Albany, NY
Employees of Sorelle Electrolysis who work in Albany, NY
Employees of Realty Holding Company, Inc. who work in Schenectady, NY
Employees and Parishoners of Saint Mathew's Church located in Voorheesville, NY
Employees of Scarbo Enterprises, LLC who work in or are supervised from East Greenbush, NY
Employees and volunteers of Great Beginnings Child Care who work in or are supervised from Binghamton, NY
Employees of Jerry Mackey Auto Sales who work in Clifton Park, NY
Employees of Sage Computer Associates, I
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Charter Number
51
Chartered On
Jan. 1, 1934
Number of Members
318,183
Assets
$2,840,036,991
CEO
Michael J Castellana
Credit Union Type
Federal Credit Union
Field of Membership
Multiple common bond - primarily federal, state, local government
Low-Income Designation
Yes
Member of FHLB
Yes
NCUA Insured Credit Union
SERVICES & PRODUCTSEdit Info
Access to Electronic Services
  • Home Banking via Internet Website
  • Automatic Teller Machine (ATM)
  • Mobile Banking
  • Audio Response/Phone Based
  • Kiosk
  • Other
Electronic Services
  • Account Balance Inquiry
  • e-Statements
  • Share Account Transfers
  • Download Account History
  • View Account History
  • Member Application
  • Bill Payment
  • Share Draft Orders
  • New Loan
  • Loan Payments
  • New Share Account
  • Merchandise Purchase
  • External Account Transfers
  • Remote Deposit Capture
  • Merchant Processing Svs
  • Electronic Signature Auth./Cert.
Credit Union Programs
  • Mortgage Processing
  • Approved Mortgage Seller
Services & Products - Transactional
  • ATM/Debit Card Program
  • Money orders
  • No surcharge ATMs
  • Check Cashing
  • Prepaid Debit Cards
Services & Products - Depository
  • No Cost Share Drafts
  • Business Share Accounts
  • Share Certificates with low minimum balance requirement
  • Health Savings Accounts
  • Individual Development Accounts
Services & Products - Other
  • Insurance/Investment Sales
  • No Cost Bill Payer
  • Bilingual Services
  • Student Scholarship
Services & Products - Financial Education
  • Financial Education
  • Financial Literacy Workshops
  • First Time Homebuyer Program
  • In-School Branches
Services & Products - Credit
  • Overdraft Protection/ Courtesy Pay
  • Risk Based Loans
  • Business Loans
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Real Estate Loans
  • Share Secured Credit Cards
  • Micro Business Loans
  • Participation Loans
  • Credit Builder
  • Indirect Business Loans
  • Interest Only or Pymt Option
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BRANCH LOCATIONS (46)Edit Info
Branches in: New York

New York

Albany
Headquarters
Main Office Location
575 Broadway, Albany, NY 12207
Monday Hours: 8:00 AM - 4:30 PM
Wolf Rd
40 Wolf Rd, Albany, NY 12205
Monday Hours: 7:30 AM - 5:00 PM
Arbor Hill
388 Clinton Ave, Albany, NY 12206
Monday Hours: 8:00 AM - 4:30 PM
State St
110 State St, Albany, NY 12207
Monday Hours: 8:00 AM - 4:30 PM
Empire State Plaza
5 Empire State Plz Ste 110, Albany, NY 12223-1500
Monday Hours: 8:00 AM - 4:00 PM
OneCommerce Plaza
99 Washington Ave, Albany, NY 12210
Monday Hours: 8:00 AM - 5:00 PM
Patroon Creek
655 Patroon Creek Blvd, Albany, NY 12206
Monday Hours: 7:30 AM - 5:00 PM
S Pearl St
200 S Pearl St, Albany, NY 12202
Monday Hours: 8:30 AM - 4:30 PM
SUNY Albany
1400 Washington Ave, Albany, NY 12222
Monday Hours: 9:00 AM - 5:00 PM
Nanotech
257 Fuller Rd, Albany, NY 12203
Monday Hours: 9:00 AM - 5:00 PM
Park South
16 New Scotland Ave, Albany, NY 12208
Monday Hours: 8:30 AM - 5:00 PM
Altamont
Altamont
763 Main St, Altamont, NY 12009-9900
Monday Hours: 8:00 AM - 5:00 PM
Amherst
Amherst
3155 Niagara Falls Blvd, Amherst, NY 14228
Monday Hours: 8:30 AM - 5:00 PM
SUNY Buffalo
520 Lee Entrance Ste 101A, Amherst, NY 14228
Monday Hours: 9:00 AM - 5:00 PM
Amsterdam
Amsterdam
5003 State Highway 30, Amsterdam, NY 12010
Monday Hours: 8:00 AM - 5:00 PM
Binghamton
Upper Front St
1137 Upper Front St, Binghamton, NY 13905
Monday Hours: 8:00 AM - 5:00 PM
Court St
82 Court St # 84, Binghamton, NY 13901-3301
Monday Hours: 8:30 AM - 5:00 PM
BDC Automated Branch
249 Glenwood Rd, Binghamton, NY 13905-1603
Monday Hours: 5:00 AM - 11:00 PM
Buffalo
Buffalo
598 Main St, Buffalo, NY 14202
Monday Hours: 8:00 AM - 4:30 PM
Castleton
Schodack
89 Miller Rd, Castleton, NY 12033
Monday Hours: 8:00 AM - 5:00 PM
Cicero
Cicero
8086 Brewerton Rd, Cicero, NY 13039
Monday Hours: 8:30 AM - 5:00 PM
Clifton Park
Clifton Park
16 Park Ave, Clifton Park, NY 12065
Monday Hours: 7:30 AM - 5:00 PM
Cobleskill
Cobleskill
567 Main St, Cobleskill, NY 12043
Monday Hours: 8:30 AM - 5:00 PM
Cooperstown
Cooperstown
169 Main St, Cooperstown, NY 13326
Monday Hours: 9:00 AM - 5:00 PM
East Greenbush
East Greenbush
120 Troy Rd, East Greenbush, NY 12061-1025
Monday Hours: 7:30 AM - 5:00 PM
Glenmont
Glenmont
384 Route 9W, Glenmont, NY 12077
Monday Hours: 7:30 AM - 5:00 PM
Glenville
Glenville
290 Saratoga Rd, Glenville, NY 12302
Monday Hours: 10:00 AM - 6:00 PM
Guilderland
Guilderland
2114 Western Ave, Guilderland, NY 12084
Monday Hours: 7:30 AM - 5:00 PM
Kirkwood
Kirkwood DRC
4 Crescent Dr, Kirkwood, NY 13795
Monday Hours: 8:30 AM - 5:00 PM
Latham
Latham
935 New Loudon Rd, Latham, NY 12110
Monday Hours: 7:30 AM - 5:00 PM
Malta
Malta
2537 Rt 9, Malta, NY 12020
Monday Hours: 8:30 AM - 5:00 PM
Saratoga Springs
Skidmore
815 N Broadway, Saratoga Springs, NY 12866-1632
Monday Hours: 8:30 AM - 4:30 PM
Wilton
7 Lowes Dr, Saratoga Springs, NY 12866-9441
Monday Hours: 7:30 AM - 5:00 PM
Schenectady
Niskayuna
3200 Balltown Rd, Schenectady, NY 12304
Monday Hours: 8:00 AM - 5:00 PM
Albany St
920 Albany St, Schenectady, NY 12307
Monday Hours: 8:00 AM - 4:00 PM
SEFCU Square
469 State St, Schenectady, NY 12305
Monday Hours: 8:30 AM - 5:00 PM
Slingerlands
Slingerlands
1395 New Scotland Rd, Slingerlands, NY 12159
Monday Hours: 10:00 AM - 6:00 PM
Vista
12 Vista Blvd, Slingerlands, NY 12159
Monday Hours: 8:30 AM - 5:00 PM
Syracuse
Syr Deys Bldg
401 S Salina St, Syracuse, NY 13202-2584
Monday Hours: 8:00 AM - 5:00 PM
Syr Simon Dr
107 Simon Dr, Syracuse, NY 13224
Monday Hours: 7:30 AM - 5:00 PM
Syr S Crouse
721 S Crouse Ave, Syracuse, NY 13210-1712
Monday Hours: 8:00 AM - 5:00 PM
Troy
Hoosick VRC
256 Hoosick St, Troy, NY 12180
Monday Hours: 8:00 AM - 5:00 PM
Troy
65 Vandenburgh Ave, Troy, NY 12180
Monday Hours: 8:00 AM - 5:00 PM
RPI
110 8th St, Troy, NY 12180
Monday Hours: 9:00 AM - 5:00 PM
Vestal
Vestal
3640 Vestal Rd, Vestal, NY 13850-2227
Monday Hours: 7:30 AM - 5:00 PM
Williamsville
Clarence
4375 Transit Rd, Williamsville, NY 14221
Monday Hours: 9:00 AM - 5:00 PM