Gratiot Community Credit Union

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Gratiot Community Credit Union logo
Routing Number
Main Phone Number
(989) 463-8321
Main Office Address
211 W Center St
Alma, MI 48801-2206
Main Office Hours
Friday Hours: 9:00 AM - 6:00 PM

Gratiot Community Credit Union was chartered on 01/01/1955. Headquartered in Alma, MI, it has assets in the amount of $28,643,612. Its 5,438 members are served from 2 branch locations. Deposits in Gratiot Community Credit Union are insured by the NCUA.

Persons living or working in Gratiot County and the townships of Ferris, Crystal and Bloomer in Montcalm County, including all municipalities in the foregoing geographical area;

also;any person over the age of 55 who receives a retirement annuity, pension, social security, or similar retirement payment from private or government sources, and lives in, or belongs to a retirement organization located in the county, or in a county contiguous to the county where the credit union's main office is located;

employees of this credit union;

members of the immediate families of the foregoing;

organizations, incorporated or otherwise, composed for the most part of the same general group making up the membership outlined above;

and a spouse of a deceased member if elected to membership prior to remarriage.

A subscribing member shall not be eligible to vote or hold office until one fully paid share is owned.
Edit Info
Charter Number
Chartered On
Jan. 1, 1955
Number of Members
Brenda L Miller
Credit Union Type
Federally Insured State-Chartered Credit Union
Field of Membership
Non-Federal Credit Union
Low-Income Designation
Member of FHLB
NCUA Insured Credit Union
Access to Electronic Services
  • Home Banking via Internet Website
  • Automatic Teller Machine (ATM)
  • Mobile Banking
  • Audio Response/Phone Based
Electronic Services
  • Account Balance Inquiry
  • e-Statements
  • Share Account Transfers
  • View Account History
  • Bill Payment
  • Share Draft Orders
  • Loan Payments
  • Electronic Cash
  • Internet Access Services
Credit Union Programs
  • Mortgage Processing
  • Approved Mortgage Seller
Services & Products - Transactional
  • ATM/Debit Card Program
  • Money orders
  • No surcharge ATMs
Services & Products - Depository
  • No Cost Share Drafts
  • Business Share Accounts
  • Share Certificates with low minimum balance requirement
Services & Products - Other
  • No Cost Bill Payer
  • Student Scholarship
Services & Products - Financial Education
Services & Products - Credit
  • Overdraft Protection/ Courtesy Pay
  • Risk Based Loans
  • Business Loans
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Real Estate Loans
  • Share Secured Credit Cards
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Branches in: Michigan


Main Office
Main Office Location
211 W Center St, Alma, MI 48801-2206
Friday Hours: 9:00 AM - 6:00 PM
Ithaca - 855 E Center St
855 E Center St, Ithaca, MI 48847-1613
Friday Hours: 9:00 AM - 6:00 PM