First General Credit Union

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Main Phone Number
(231) 798-4321
Main Office Address
589 E Ellis Rd
Norton Shores, MI 49441-5671
Main Office Hours
Saturday Hours: Closed

First General Credit Union was chartered on 01/01/1953. Headquartered in Norton Shores, MI, it has assets in the amount of $63,677,448. Its 10,669 members are served from 2 branch locations. Deposits in First General Credit Union are insured by the NCUA.

Residents and people working in Muskegon, Kent, Ottawa, Oceana and Newaygo counties.
A.Employees and retirees of the telephone and telephone-related companies, as follows:
1.GTE Incorporated, North Region, Michigan, operating territories (excluding the counties of Barry, Clinton, Eaton, Genesee, Gratiot, Huron, Ingham, Ionia, Isabella, Lapeer, Macomb, Mecosta, Montcalm, Oakland, Saginaw, Sanilac, Shiawassee, St. Clair, and Tuscola)
2.Contractual employees of the GTE Incorporated, North Region, who work in the facilities of the Michigan operating territories
3.Independent telephone companies, as follows:
a.Wolverine Telephone Company, Wolverine
b.Climax Telephone Company, Climax
c.Deerfield Farmers Telephone Company, Deerfield
d.Drenthe Telephone Company, Zeeland
e.Island Telephone Company, Chesaning
f.Pigeon Telephone Company, Pigeon
g.Ogden Telephone Company, Blissfield
h.Shiawassee Telephone Company, Perry
i.Bloomingdale Telephone Company, Bloomingdale
4.Companies whose principal product or service supply, utilize, or involve the telephone industry (excluding Ameritech Corporation companies) located in the counties of Muskegon, Oceana, Newaygo, and Ottawa, Michigan.

B.Employees or members of employer groups or other organized groups which are located within 25 miles of the credit union's main office, which office location is authorized as:

1.589 East Ellis Road, Norton Shores, Michigan.

Each group must provide a written request for service to the credit union. The Commissioner may permanently or temporarily revoke the power to add groups under this provision at the Commissioner's discretion.

C.Results of the merger of the Anaconda Muskegon Federal Credit Union, Muskegon, Michigan, effective December 1981:
1.Members of record as of the date of merger.

D.Any person over the age of 55 who receives a retirement annuity, pension, social security, or similar retirement payment from private or government sources, and lives in, or belongs to a retirement organization located in the county, or in a county contiguous to the county where the credit union's main office is located.

E.Employees of this credit union.

F.Members of the immediate families of the foregoing.

G.Organizations, incorporated or otherwise, composed for the most part of the same general group making up the membership outlined above.

H.A spouse of a deceased member if elected to membership prior to remarriage.

A subscribing member shall not be eligible to vote or hold office until one fully paid share is owned.
Edit Info
Charter Number
Chartered On
Jan. 1, 1953
Number of Members
Connie Taylor
Credit Union Type
Federally Insured State-Chartered Credit Union
Field of Membership
Non-Federal Credit Union
Low-Income Designation
Member of FHLB
NCUA Insured Credit Union
Access to Electronic Services
  • Home Banking via Internet Website
  • Automatic Teller Machine (ATM)
  • Mobile Banking
  • Audio Response/Phone Based
  • Kiosk
Electronic Services
  • Account Balance Inquiry
  • e-Statements
  • Share Account Transfers
  • Download Account History
  • View Account History
  • Bill Payment
  • Share Draft Orders
  • Loan Payments
  • Merchandise Purchase
  • External Account Transfers
Credit Union Programs
  • Investments not authorized by the FCU Act
Services & Products - Transactional
  • ATM/Debit Card Program
  • Money orders
  • No surcharge ATMs
  • Check Cashing
Services & Products - Depository
  • No Cost Share Drafts
  • Business Share Accounts
  • Share Certificates with low minimum balance requirement
  • Health Savings Accounts
Services & Products - Other
  • No Cost Bill Payer
Services & Products - Financial Education
Services & Products - Credit
  • Overdraft Protection/ Courtesy Pay
  • Risk Based Loans
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Real Estate Loans
  • Share Secured Credit Cards
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Branches in: Michigan


Western Branch
121 W Western Ave, Muskegon, MI 49442-1084
Saturday Hours: Closed
Norton Shores
Main Office
Main Office Location
589 E Ellis Rd, Norton Shores, MI 49441-5671
Saturday Hours: Closed