First Credit Union

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Main Phone Number
(414) 762-4460
Main Office Address
2121 E Rawson Ave
Oak Creek, WI 53154
Main Office Hours
Wednesday Hours: 9:00 AM - 5:00 PM

First Credit Union was chartered on 04/04/1951. Headquartered in Oak Creek, WI, it has assets in the amount of $14,147,972. Its 1,935 members are served from 1 branch location. Deposits in First Credit Union are insured by the NCUA.

Who We Are

FIRST Credit Union, formerly known as South Milwaukee Municipal Credit Union, was established in 1951, for the city workers of South Milwaukee, Wisconsin. In 1969 they opened up their charter to include the employees for the city of Oak Creek, Wisconsin and changed their name to SMOC Credit Union. Today our membership includes many well-established business and professional organizations, along with people who live or work in the Wisconsin counties of Milwaukee, Waukesha and Racine. Family members of current members can join FIRST Credit Union regardless of where they live or work. Our assets are in excess of $10 million.

Our Mission

FIRST Credit Union is a member-owned, not-for-profit financial cooperative, committed to our members. We will uphold our fundamental responsibility to actively serve people within our field of membership, and as appropriate, the communities they live in. FIRST Credit Union treats all members with respect and dignity and we will offer honest, fair deals to all members at all times. We will deliver a range of low cost products and services to the diverse economic and social make-up of our members and potential members. We will look for new ways to reach out to the unserved or underserved. FIRST Credit Union will continually, in all facets of operations, strive to demonstrate the value of membership in a financial cooperative.

FIRST Credit Union will monitor and communicate our service to members in a meaningful way so that members, potential members, legislators, regulators and the community at large will understand and appreciate the unique role that member-owned financial cooperatives play in their lives.

FIRST Credit Union will put forth every effort to enable our members to become financially self-sufficient and successful. We will place high importance on consumer education and the teaching of financial thrift.

ATM-No Surcharge for Members

Edit Info
Charter Number
Chartered On
April 4, 1951
Number of Members
Carol J Pecsi
Credit Union Type
Federally Insured State-Chartered Credit Union
Field of Membership
Non-Federal Credit Union
Low-Income Designation
Member of FHLB
NCUA Insured Credit Union
Access to Electronic Services
  • Home Banking via Internet Website
  • Automatic Teller Machine (ATM)
Electronic Services
  • Account Balance Inquiry
  • e-Statements
  • Share Account Transfers
  • View Account History
  • Share Draft Orders
  • New Loan
  • Loan Payments
Credit Union Programs
  • Brokered Deposits (all deposits acquired through a third party)
Services & Products - Transactional
  • ATM/Debit Card Program
  • Money orders
  • No surcharge ATMs
  • Check Cashing
Services & Products - Depository
  • No Cost Share Drafts
  • Share Certificates with low minimum balance requirement
Services & Products - Other
Services & Products - Financial Education
Services & Products - Credit
  • Indirect Consumer Loans
  • Real Estate Loans
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Branches in: Wisconsin


Oak Creek
Main Office
Main Office Location
2121 E Rawson Ave, Oak Creek, WI 53154
Wednesday Hours: 9:00 AM - 5:00 PM