First Area Credit Union

NA
Not Yet Rated
Post Your Review
GENERAL INFORMATIONEdit Info
First Area Credit Union logo
Routing Number
272484535
Main Phone Number
(989) 781-1430
Main Office Address
193 Campbell Ln
Saginaw, MI 48609
Main Office Hours
Sunday Hours: Closed

First Area Credit Union was chartered on 01/01/1961. Headquartered in Saginaw, MI, it has assets in the amount of $27,733,904. Its 3,889 members are served from 2 branch locations. Deposits in First Area Credit Union are insured by the NCUA.

MEMBERSHIP ELIGIBILITYEdit Info
Membership in this credit union shall consist of

a.Persons who live, work, worship, or attend school in Saginaw County, Michigan.
b.Any person over the age of 55 who receives a retirement annuity, pension, social security, or similar retirement payment from private or government sources, and lives in, or belongs to a retirement organization located in the county, or in a county contiguous to Saginaw County, Michigan.
c.Employees of this credit union.
d.Members of the immediate families of the foregoing.
e.Organizations, incorporated or otherwise, composed for the most part of the same general group making up the membership outlined above.
f.A spouse of a deceased member if elected to membership prior to remarriage.
There may be a uniform entrance fee paid on joining the credit union as determined by the board of directors.
Applications for membership from eligible persons must be approved by the affirmative vote of a majority of the board of directors.
The board of directors may appoint one (1) or more membership officers who shall be members of the credit union, other than a loan officer. A membership officer shall have the power only to approve applicants. The application of any eligible person not approved by the membership officer shall be acted upon by the board of directors.Applications for membership must be in writing on a form prescribed by the board of directors, and must be signed by the applicant. The signature of approval of the secretary, or the membership officer, and the date approved shall be appended on all applications. Where one (1) or more membership officers are authorized, each membership officer shall submit to the board of directors a monthly report containing the name and date of approval of all memberships approved. This report shall become a part of the official board of directors minutes.
A member no longer in the field of membership of this credit union shall be permitted to retain membership, or may be required to withdraw from membership, in accordance with policies established by the board of directors.
These bylaws shall be made available for inspection or copying by any member at the home office during normal business hours. A nominal charge may be made for copying the bylaws, but such charge may not exceed the cost of reproduction.
ABOUT THIS CREDIT UNION
Edit Info
Charter Number
61756
Chartered On
Jan. 1, 1961
Number of Members
3,889
Assets
$27,733,904
CEO
Lynn McCoy
Credit Union Type
Federally Insured State-Chartered Credit Union
Field of Membership
Non-Federal Credit Union
Low-Income Designation
No
Member of FHLB
No
NCUA Insured Credit Union
SERVICES & PRODUCTSEdit Info
Access to Electronic Services
  • Home Banking via Internet Website
  • Automatic Teller Machine (ATM)
  • Audio Response/Phone Based
Electronic Services
  • Account Balance Inquiry
  • e-Statements
  • Share Account Transfers
  • Download Account History
  • View Account History
  • Bill Payment
  • Share Draft Orders
  • Loan Payments
  • Merchandise Purchase
  • Other (LOAN APPLICATIONS)
Credit Union Programs
  • Brokered Certificates of Deposit
Services & Products - Transactional
  • ATM/Debit Card Program
  • Money orders
  • No surcharge ATMs
  • Check Cashing
Services & Products - Depository
  • No Cost Share Drafts
  • Business Share Accounts
  • Share Certificates with low minimum balance requirement
Services & Products - Other
  • No Cost Bill Payer
  • Student Scholarship
Services & Products - Financial Education
  • Financial Counseling
Services & Products - Credit
  • Risk Based Loans
  • Business Loans
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Real Estate Loans
TOP RATED BRANCHES AND CU

gecu locations in el paso tx
compass bank branch locations
commerce bank and trust routing number
davis square bank of america
pnc bank ferry st newark nj
morton lane credit union university at buffalo
bmo harris bank kokomo in
banks in dearborn heights mi
quorum credit
med park credit union
citizens community credit union grand forks
deutsche bank trust company americas new york address
pnc bank locations in lancaster pa
eastern idaho federal credit union
larkin mclean
mountain heritage federal credit union
horizon bank portage mi
merced employees federal credit union
school first credit union routing number california
kentucky telco louisville locations
ascend bank shelbyville tn
hibbing security state bank
mayo credit union hours
champion credit union courtland al
first bank and trust of murphysboro
chase bank branchburg nj
methodist federal credit union memphis tn
us bank independence mo
affinity credit union locations nj
wells fargo safeway santa rosa
y-12 fcu
cbc bank bowling green mo
state employees wilson nc
the provident bank ma
visterra credit union corona melrose credit union hours pnc bank dayton nj
union community bank hours us bank lakeville mn deseret federal credit union first commonwealth bank jennerstown office heartland credit union inver grove
wells fargo waxahachie texas security service credit union phone number marine federal credit union new bern nc chase bank arapahoe rd
chase bank ridgefield ct fairwinds credit union hours of operation
capaha bank locations goldenvalleyfcu first hope bank login



BRANCH LOCATIONS (2)Edit Info
Branches in: Michigan

Michigan

Hemlock
Hemlock
16630 Gratiot Rd, Hemlock, MI 48626
Sunday Hours: Closed
Saginaw
Shields
Main Office Location
193 Campbell Ln, Saginaw, MI 48609
Sunday Hours: Closed