Family First Credit Union

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Family First Credit Union logo
Main Phone Number
(989) 759-1686
Main Office Address
1011 N Michigan Ave
Saginaw, MI 48602-4326
Main Office Hours
Tuesday Hours: 10:00 AM - 5:00 PM

Family First Credit Union was chartered on 01/01/1939. Headquartered in Saginaw, MI, it has assets in the amount of $84,176,318. Its 7,021 members are served from 3 branch locations. Deposits in Family First Credit Union are insured by the NCUA.

A.Any person, who lives, works, worships, or attends school within the boundaries of Bay, Saginaw, Midland or Genesee Counties, Michigan.

B.Members of the immediate families of the foregoing.

C.A spouse of a deceased member if elected to membership prior to remarriage.

D.Organizations, incorporated or otherwise, composed for the most part of the same general group making up the membership outlined above.

E.Any person over the age of 55 who receives a retirement annuity, pension, social security, or similar retirement payment from private or government sources, and lives in, or belongs to, a retirement organization located in a county, or in a county contiguous to a county in which a credit union office is located.
Edit Info
Charter Number
Chartered On
Jan. 1, 1939
Number of Members
Henry v Vargo
Credit Union Type
Federally Insured State-Chartered Credit Union
Field of Membership
Non-Federal Credit Union
Low-Income Designation
Member of FHLB
NCUA Insured Credit Union
Access to Electronic Services
  • Home Banking via Internet Website
  • Automatic Teller Machine (ATM)
  • Audio Response/Phone Based
Electronic Services
  • Account Balance Inquiry
  • e-Statements
  • Share Account Transfers
  • Download Account History
  • View Account History
  • Bill Payment
  • Share Draft Orders
  • New Loan
  • Loan Payments
  • Internet Access Services
Credit Union Programs
  • Brokered Certificates of Deposit
Services & Products - Transactional
  • ATM/Debit Card Program
  • Money orders
  • No surcharge ATMs
Services & Products - Depository
  • No Cost Share Drafts
  • Business Share Accounts
  • Share Certificates with low minimum balance requirement
Services & Products - Other
  • Insurance/Investment Sales
  • No Cost Bill Payer
Services & Products - Financial Education
  • Financial Literacy Workshops
Services & Products - Credit
  • Overdraft Protection/ Courtesy Pay
  • Risk Based Loans
  • Business Loans
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Real Estate Loans
  • Share Secured Credit Cards
  • Pay Day Loans
  • Credit Builder
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Branches in: Michigan


Freeland Office
6900 Midland Rd, Freeland, MI 48623-8759
Tuesday Hours: 10:00 AM - 5:00 PM
Saginaw Office
Main Office Location
1011 N Michigan Ave, Saginaw, MI 48602-4326
Tuesday Hours: 10:00 AM - 5:00 PM
Kochville Office
3550 Tittabawassee Rd, Saginaw, MI 48604-9428
Tuesday Hours: 10:00 AM - 5:00 PM