COPOCO Community Credit Union

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COPOCO Community Credit Union logo
Main Phone Number
(989) 684-1873
Main Office Address
4265 Wilder Rd
Bay City, MI 48706
Main Office Hours
Thursday Hours: 8:30 AM - 5:30 PM

COPOCO Community Credit Union was chartered on 01/01/1965. Headquartered in Bay City, MI, it has assets in the amount of $101,773,408. Its 15,072 members are served from 3 branch locations. Deposits in COPOCO Community Credit Union are insured by the NCUA.

1. You live or work in an area bounded by:

* Arenac County line to the North
* West to M-30
* South to M-46
* M-46 East to Reese Road
* Reese Road North to the Saginaw Bay
* Extending Northwest along the Saginaw Bay Shoreline back to the Northeast Arenac County line
* Saginaw County in its entirety

2. You are 55 years of age or older, receive a recurring monthly benefit (such as a pension or Social Security), live or belong to a retirement organization located in Bay or Saginaw County, or in a county contiguous to Bay or Saginaw County.
Edit Info
Charter Number
Chartered On
Jan. 1, 1965
Number of Members
Linda L Doan
Credit Union Type
Federally Insured State-Chartered Credit Union
Field of Membership
Non-Federal Credit Union
Low-Income Designation
Member of FHLB
NCUA Insured Credit Union
Access to Electronic Services
  • Home Banking via Internet Website
  • Automatic Teller Machine (ATM)
  • Mobile Banking
  • Audio Response/Phone Based
Electronic Services
  • Account Balance Inquiry
  • e-Statements
  • Share Account Transfers
  • Download Account History
  • View Account History
  • Member Application
  • Bill Payment
  • Share Draft Orders
  • New Loan
  • Loan Payments
  • New Share Account
  • Merchant Processing Svs
  • Electronic Signature Auth./Cert.
Credit Union Programs
  • Brokered Certificates of Deposit
Services & Products - Transactional
  • ATM/Debit Card Program
  • Money orders
  • No surcharge ATMs
  • Check Cashing
Services & Products - Depository
  • No Cost Share Drafts
  • Business Share Accounts
  • Share Certificates with low minimum balance requirement
Services & Products - Other
  • Insurance/Investment Sales
  • No Cost Bill Payer
Services & Products - Financial Education
  • Financial Counseling
  • Financial Education
  • Financial Literacy Workshops
Services & Products - Credit
  • Overdraft Protection/ Courtesy Pay
  • Risk Based Loans
  • Business Loans
  • Indirect Consumer Loans
  • Real Estate Loans
  • Share Secured Credit Cards
  • Interest Only or Pymt Option
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Branches in: Michigan


Bay City
Main Office
Main Office Location
4265 Wilder Rd, Bay City, MI 48706
Thursday Hours: 8:30 AM - 5:30 PM
Straits Branch
1479 Straits Dr, Bay City, MI 48706
Thursday Hours: 8:30 AM - 5:30 PM
Saginaw Branch
3262 Cabaret Trl S, Saginaw, MI 48603
Thursday Hours: 8:30 AM - 5:30 PM