American Spirit Federal Credit Union

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GENERAL INFORMATIONEdit Info
Routing Number
231176787
Main Phone Number
(302) 738-4515
Main Office Address
1110 Elkton Rd
Newark, DE 19711
Main Office Hours
Tuesday Hours: 9:00 AM - 4:30 PM

American Spirit Federal Credit Union was chartered on 02/05/1963. Headquartered in Newark, DE, it has assets in the amount of $62,552,129. Its 12,296 members are served from 3 branch locations. Deposits in American Spirit Federal Credit Union are insured by the NCUA.

MEMBERSHIP ELIGIBILITYEdit Info
Anyone who lives, works, worships, attends school, or belongs to an association group located in the cities of Newark or Dover and their immediate family members
ABOUT THIS CREDIT UNION
Edit Info
Charter Number
15426
Chartered On
Feb. 5, 1963
Number of Members
12,296
Assets
$62,552,129
CEO
Maurice Dawkins
Credit Union Type
Federal Credit Union
Field of Membership
Multiple common bond - primarily other manufacturing
Low-Income Designation
Yes
Member of FHLB
No
NCUA Insured Credit Union
SERVICES & PRODUCTSEdit Info
Access to Electronic Services
  • Home Banking via Internet Website
  • Automatic Teller Machine (ATM)
  • Audio Response/Phone Based
Electronic Services
  • Account Balance Inquiry
  • e-Statements
  • Share Account Transfers
  • Download Account History
  • View Account History
  • Bill Payment
  • Share Draft Orders
  • New Loan
  • Loan Payments
Credit Union Programs
  • Deposits and Shares Meeting
  • Short-Term, Small Amount Loans (FCU Only)
Services & Products - Transactional
  • ATM/Debit Card Program
  • Money orders
  • No surcharge ATMs
  • Check Cashing
Services & Products - Depository
  • No Cost Share Drafts
  • Business Share Accounts
  • Share Certificates with low minimum balance requirement
Services & Products - Other
  • Insurance/Investment Sales
  • No Cost Bill Payer
Services & Products - Financial Education
  • Financial Counseling
  • Financial Education
Services & Products - Credit
  • Overdraft Protection/ Courtesy Pay
  • Risk Based Loans
  • Business Loans
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Real Estate Loans
  • Pay Day Loans
  • Participation Loans
  • Credit Builder
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BRANCH LOCATIONS (3)Edit Info
Branches in: Delaware

Delaware

Dover
American Spirit - Dover
58 Carver Rd, Dover, DE 19904
Tuesday Hours: 9:00 AM - 4:30 PM
Middletown
American Spirit - Middletown
98 Sandhill Dr, Middletown, DE 19709-5853
Tuesday Hours: 9:00 AM - 4:30 PM
Newark
1110 Elkton Rd
Main Office Location
1110 Elkton Rd, Newark, DE 19711
Tuesday Hours: 9:00 AM - 4:30 PM