4Front Credit Union

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Main Phone Number
(231) 929-2000
Main Office Address
3963 W Royal Dr
Traverse City, MI 49684
Main Office Hours
Friday Hours: 9:00 AM - 5:30 PM

4Front Credit Union was chartered on 01/01/1954. Headquartered in Traverse City, MI, it has assets in the amount of $228,412,401. Its 46,846 members are served from 14 branch locations. Deposits in 4Front Credit Union are insured by the NCUA.

A.Individuals who reside, work, worship, or are enrolled in
grades K-12, in the counties of Antrim, Benzie, Kalkaska, Grand
Traverse, Leelanau, or Manistee, Michigan.

B.Results of the merger of Sheffer Collet/ITW Employees Federal Credit
Union, Traverse City, Michigan, effective December 1, 2008.

a. Members of record as of the date of the merger.

C. Any person who receives a retirement annuity, pension, social security,
or similar retirement payment from private or government sources, and
lives in, or belongs to a retirement organization located in the
county, or in a county contiguous to the county where the credit
union's principal place of business is located.

D. Employees of this credit union.

E. Members and immediate families of the foregoing.

F. Any legal entity that is comprised for the most part of the same
general group as the membership of the credit union as outlined above.

G. A spouse of a deceased member if accepted into membership prior to

A subscribing member shall not be eligible to vote or hold office until one fully paid share is owned.

Edit Info
Charter Number
Chartered On
Jan. 1, 1954
Number of Members
David Leusink
Credit Union Type
Federally Insured State-Chartered Credit Union
Field of Membership
Non-Federal Credit Union
Low-Income Designation
Member of FHLB
NCUA Insured Credit Union
Access to Electronic Services
  • Home Banking via Internet Website
  • Automatic Teller Machine (ATM)
  • Mobile Banking
  • Audio Response/Phone Based
Electronic Services
  • Account Balance Inquiry
  • e-Statements
  • Share Account Transfers
  • Download Account History
  • View Account History
  • Bill Payment
  • Share Draft Orders
  • Loan Payments
Credit Union Programs
  • Brokered Certificates of Deposit
  • Investments not authorized by the FCU Act
Services & Products - Transactional
  • ATM/Debit Card Program
  • Money orders
  • No surcharge ATMs
  • Prepaid Debit Cards
Services & Products - Depository
  • Business Share Accounts
  • Share Certificates with low minimum balance requirement
Services & Products - Other
  • Insurance/Investment Sales
  • No Cost Bill Payer
Services & Products - Financial Education
  • Financial Counseling
  • In-School Branches
Services & Products - Credit
  • Micro Consumer Loans
  • Overdraft Protection/ Courtesy Pay
  • Risk Based Loans
  • Business Loans
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Real Estate Loans
  • Share Secured Credit Cards
  • Participation Loans
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Branches in: Michigan


515 E Cayuga St, Bellaire, MI 49615
Friday Hours: 9:00 AM - 5:00 PM
Boyne City
Boyne City
308 N Lake St, Boyne City, MI 49712
Friday Hours: 9:00 AM - 5:00 PM
1031 May St, Charlevoix, MI 49720
Friday Hours: 9:00 AM - 5:00 PM
East Jordan
East Jordan
220 S Lake St, East Jordan, MI 49727
Friday Hours: 9:00 AM - 5:00 PM
Kalkaska Office
120 County Road 612 NE, Kalkaska, MI 49646-8576
Friday Hours: 9:00 AM - 5:30 PM
Mancelona Office
304 S Williams St, Mancelona, MI 49659-7916
Friday Hours: 9:00 AM - 5:30 PM
Manistee Office
1960 US Highway 31 S, Manistee, MI 49660-8931
Friday Hours: 9:00 AM - 5:30 PM
Petoskey North
2215 E Mitchell Rd, Petoskey, MI 49770
Friday Hours: 9:00 AM - 5:00 PM
Petoskey South
1633 S US Highway 131, Petoskey, MI 49770
Friday Hours: 9:00 AM - 5:00 PM
Traverse City
Administrative Offices
Main Office Location
3963 W Royal Dr, Traverse City, MI 49684
Friday Hours: 9:00 AM - 5:30 PM
3745 N US Highway 31 S, Traverse City, MI 49684-4442
Friday Hours: 9:00 AM - 5:30 PM
Traverse City Lending Center
3323 S Airport Rd W, Traverse City, MI 49684-8108
Friday Hours: 9:00 AM - 5:30 PM
Hastings Office
1234 Hastings St, Traverse City, MI 49686-4320
Friday Hours: 9:00 AM - 5:30 PM
West Front St Office
3939 W Front St, Traverse City, MI 49684-7816
Friday Hours: 9:00 AM - 5:30 PM